Loan Rates

Table data for Recreational Vehicle & Watercraft Loan Rates
Effective 01-18-2022
Recreational Vehicle Type	New/Used	Term	Annual Percentage Rate (APR) As Low As
Motorhome	New	144 Months	4.74%

Motorhome	Used	144 Months	5.24%

Travel Trailers	New	144 Months	4.74%

Travel Trailers	Used	144 Months	5.24%

Boats	New	120 Months	6.35%

Boats	Used	120 Months	6.89%

Motorcycles	New	60 Months	4.65%

Motorcycles	Used	60 Months	5.55%

Other Watercraft	New	60 Months	4.75%

Other Watercraft	Used	60 Months	5.95%

Other RVs	New	60 Months	4.50%

Other RVs	Used	60 Months	5.70%

*APR as low as = Annual Percentage Rate (APR). Other rates subject to terms and are based on creditworthiness, therefore rates and terms may differ. Not all applicants will qualify for the lowest rate. Auto debit discount of 0.25% APR and loan to value of less than 80% discount of 0.25% APR. Discounts may not exceed 0.50% APR. Payment does not include applicable taxes and insurance. Rate shown with all applicable discounts.

Table data for Credit Card Rates
Effective 01-18-2022
	Term	Variable APR as low as¹	Alert Me
Visa Signature Rewards	Revolving Account	9.99%	Receive a notification when this rate changes

Visa Rewards	Revolving Account	8.99%	Receive a notification when this rate changes

Visa Secured	Revolving Account	12.99%	Receive a notification when this rate changes

Visa Preferred Rate	Revolving Account	6.99%	Receive a notification when this rate changes

Credit Card Disclosure¹Annual Percentage Rate

Table data for Home Equity Rates
Effective 01-18-2022
	Term	Max LTV¹	APR (As Low As )²	Alert Me
Equity Loan	Up to 240 mos	90%	4.49%	Receive a notification when this rate changes

Variable with Fixed Rate Option³	--	90%	3.75%	Receive a notification when this rate changes

Fixed Rate Option	Up to 180 mos	--	4.49%	Receive a notification when this rate changes

Requests for maximum LTV will be considered on a case-by-case basis. Up to 90% LTV financing is available on single family detached residences in all states except Texas, and is based on credit qualifications. Up to 80% LTV financing is available on single family detached residences in Texas, and is based on credit qualifications. All rates and terms quoted above apply to properties that are occupied by the borrower. 60 payments of $18.36 per $1,000 borrowed. Rate is based on 80% or less LTV for 2nd lien position requests. ¹Loan-to-value ²Annual Percentage Rate ³Annual Percentage Rate may vary. Rates subject to change after opening. Fees, generally ranging from $300 to $850, may be incurred. Maximum APR is 18%.

Table data for Mortgage Rates
Effective 01-18-2022
Loan Type	Term	Rate	APR	Points	Alert Me
Fixed Rate Mortgage Purchase	30 Years	3.500%	3.603%	0.250	Receive a notification when this rate changes

	15 Years	2.750%	2.910%	0.125	Receive a notification when this rate changes

Fixed Rate Mortgage Refinance	30 Years	3.500%	3.603%	0.250	Receive a notification when this rate changes

	15 Years	2.750%	2.910%	0.125	Receive a notification when this rate changes

FHA Loan	30 Years	3.000%	3.982%	0.00	Receive a notification when this rate changes

	15 Years	2.625%	3.569%	0.00	Receive a notification when this rate changes

VA Loan	30 Years	3.250%	3.431%	0.00	Receive a notification when this rate changes

	15 Years	2.875%	3.202%	0.00	Receive a notification when this rate changes

					Alert Me
ARM Loan	5/1				Receive a notification when this rate changes

	5/5				Receive a notification when this rate changes

Click here for Required Disclosures *A $250,000, 30 year mortgage loan at 4.875% APR will have estimated monthly payments of $1,323.02. Payment does not include applicable taxes and insurance.

Table data for Personal Loan Rates
Effective 01-18-2022
	Term	APR (as low as)¹	Alert Me
Signature Loan	Up to 60 Months	9.99%	Receive a notification when this rate changes

Line of Credit	Revolving Account	10.49%	Receive a notification when this rate changes

Shared & Certificate Secured Loans	Up to 144 Months	3% above the highest tiered rate	Receive a notification when this rate changes

¹Annual Percentage Rate. A $25,000, 60 month signature loan at 9.99% Annual Percentage Rate (APR) will have estimated monthly payments of $531. Payment does not include applicable taxes and insurance.