Auto Loans

Apply today, shop today! A pre-approved auto loan from Chartway is fast and easy.

Use our auto loan calculator to see how various loan terms and amounts will affect your payments. Please note, these payments will vary based on your credit score and credit history.

How much do you want to spend on your vehicle monthly?

Borrow for 60 Months and

you can borrow up to:
Loan Amount

Borrow for 72 Months and

you can borrow up to:
Loan Amount
Payment estimates based on new vehicles (2017 - 2019 Models) with less than 5,000 miles and no trade-in value or down payment. Payments may vary based on your credit. Auto debit discount of 0.25% APR, loan to value of less than 90% discount of 0.25% APR, and Chartway Car Buying Service discount of 0.25% APR. Discounts may not exceed 0.75% APR.

Standard Features on your Chartway Auto Loan:

  • Low rates and flexible terms
  • High loan-to-value financing
  • No payment for up to 45 days after signing
  • Loan payment skips offered 2x a year
  • Pre-Approval checks available for qualified applicants
  • Members who are approved for pre-owned auto loans and refinancing may be eligible to receive a FREE 3-Month trial subscription of the SiriusXM All Access package on SiriusXM-enabled vehicles.

Whether you’re in the market for a new, certified pre-owned, used vehicle, or to refinance your auto loan, the car buying experience should be exciting and stress-free. That’s why Chartway is proud to be there every step of the way as you select and drive home your favorite car model. Choose from various loan amounts and loan terms to find the best fit for your budget.

Get Pre-Approved For A Chartway Auto Loan

Chartway offers a better way to buy your next car. With low, fixed interest rates and maximizing your savings, there’s never been an easier way to car shop. Apply easily online!

Apply Now

Auto Loan Services

In addition to assisting with your auto payment, Chartway offers even more options to help you get your finances in order with your auto purchase. We can help you get a great personalized interest rate, car payment or loan schedule that suits all your needs and meets your budget. 

Learn more about our guaranteed car financing options, as well as GAP insurance options to ensure you’re covered on the road ahead. You’ll have peace of mind knowing that our online credit application is secure, free and there is no obligation after you apply.

Guaranteed Asset Protection

Guaranteed Asset Protection (GAP) is low-cost insurance coverage that supplements standard auto insurance to protect you against financial loss in the event your vehicle is stolen or declared a total insured loss.

GAP pays the difference between the primary auto insurance carrier's settlement and the protected balance. The protected balance is the payoff amount that is directly related to the purchase of the vehicle or the amount borrowed that is secured by the vehicle. Claims are subject to coverage limits. The GAP premium can be added to the total amount financed by the new loan.

Calculate your GAP coverage.

Mechanical Repair Coverage

Mechanical Repair Coverage (MRC) may help pay for covered repairs on new and eligible used vehicles. MRC is a competitively-priced service that adds flexible protection from unexpected vehicle repairs after the manufacturer's warranty expires.

A choice of protection levels is available, with various deductible options and term/mileage plans. Hassle-free claim payments are made directly to licensed repair facilities in the U.S. and Canada. Coverage may be transferred if the vehicle is sold to a private party; coverage may be canceled at any time on a prorated basis. The MRC premium can be added to the total amount financed. MRC may be added any time, within mileage requirements.

Calculate your MRC coverage.

Expert Auto Loan Advice From Chartway

Rely on us to get the ball rolling and begin the car buying process today. Contact us today to speak with a dedicated member or to schedule a visit.

We Offer A Wide Range of Auto Services

At Chartway, we’re proud to offer you reliable financial services to help effectively navigate the car buying process. 

  • Auto Loans
  • Auto Financing
  • Lease Options
  • Payment Schedules
  • Online Payment Calculator
  • APR Rates
  • Interest Rate
  • Online Credit Applications
  • Leasing vs. Buying Advice

Find Your Perfect Vehicle Today!

Still shopping for your perfect car? Use the Chartway Car Buying Service powered by TrueCar® to help locate your perfect vehicle through shopping dealerships online and unlocking special savings.

Use our Car Buying Service!

Get A Longer Term Option With Great Rates

View our loan rates on car loans to find a loan term that is right for you.

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