Credit Cards

Chartway Visa® Signature Rewards

20,000 Bonus Points ($200 value) and no annual fee1

  • Introductory 0% APR* on Balance Transfers for 12 months on balance transfers within the first 90 days2. After the first 12 months, rates will range from 9.99% to 17.89% APR.
  • Earn 1.5 points for every $1 you spend on all purchases everywhere, every time
  • No Balance transfer fee on transfers after introductory offer
  • Flexible rewards for cash, travel and merchandise
  • No annual fee

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*APR = Annual Percentage Rate. Rate is currently 9.99% to 17.89% when you open your account, based on your creditworthiness. Not all borrowers will qualify for the lowest rate. Applicants who do not qualify for the Visa Signature Rewards Card will be reviewed for the Visa Rewards Card. Rates effective 6/15/21 and may change or end at any time.

1 20,000 bonus points will be awarded for a minimum cumulative net purchase amount of $2,000 within 90 days of opening a new account. Bonus points will be posted to the account on the statement cycle following the month in which the threshold is met.

2APR = Annual Percentage Rate. Balance transfers processed within the first 90 days of account opening, up to your available credit limit, will receive 0% APR through the first 12 statement cycles with a 2% balance transfer fee. After the promotional period ends, 12 months from balance transfer date, the standard APR of 9.99% - 17.89% will apply to any remaining balance. Balance transfers processed after first 90 days of account opening will receive the standard APR and a 0% balance transfer fee. Each balance transfer will be treated as a cash advance as described in your Credit Card Agreement, will begin to accrue finance charges from the date it is posted to your account, and is subject to credit availability. When transferring a balance, you should continue to make your monthly payments to each creditor until you receive a statement from the issuer/merchant reflecting the balance transfer payment. All existing payment terms apply. Rates are subject to change.

Foreign Transaction Fee for Visa Rewards Card: 1.00% of each multiple currency transaction in U.S. dollars, 0.80% of each single currency transaction in U.S. dollars.

Visa Signature

Chartway Visa® Rewards Card

$100 Statement Credit for $1,000 in net purchases in the first 90 days1

  • Introductory 0% APR* on Balance Transfers for 12 months on balance transfers within the first 90 days2. After the first 12 months, rates will range from 8.99% to 17.89% APR.
  • Rates starting at 8.99% APR*
  • No annual fee
  • Earn points for every $1 dollar spent
  • No balance transfer fee on transfers after introductory offer
  • Flexible rewards for cash, travel and merchandise
  • Advanced fraud protection

Apply Now


*APR = Annual Percentage Rate. Rate is currently 8.99% to 17.89% when you open your account, based on your creditworthiness. Not all borrowers will qualify for the lowest rate. Applicants who do not qualify for the Visa Rewards Card will be reviewed for the Visa Secured Card. Rates effective 6/15/21 and may change or end at any time.

1$100 statement credit will be awarded for a minimum cumulative net purchase amount of $1,000 within 90 days of opening a new account. Statement credit will be posted to the account on the statement cycle following the month in which the threshold is met.

2APR = Annual Percentage Rate. Balance transfers processed within the first 90 days of account opening, up to your available credit limit, will receive 0% APR through the first 12 statement cycles with a 2% balance transfer fee. After the promotional period ends, 12 months from balance transfer date, the standard APR of 8.99% - 17.89% will apply to any remaining balance. Balance transfers processed after first 90 days of account opening will receive the standard APR and a 0% balance transfer fee. Each balance transfer will be treated as a cash advance as described in your Credit Card Agreement, will begin to accrue finance charges from the date it is posted to your account, and is subject to credit availability. When transferring a balance, you should continue to make your monthly payments to each creditor until you receive a statement from the issuer/merchant reflecting the balance transfer payment. All existing payment terms apply. Rates are subject to change.

Foreign Transaction Fee for Visa Rewards Card: 1.00% of each multiple currency transaction in U.S. dollars, 0.80% of each single currency transaction in U.S. dollars.

Chartway Rewards card

Choose the Chartway Visa Credit Card to Fit Your Lifestyle

Chartway has the perfect credit card to fit your lifestyle. With benefits like no balance transfer fees, rewards points for purchases, and $0 annual fees, you won't need another card in your wallet. 

Compare our credit card options to find the one that best fits your needs. Our credit card offers at Chartway are competitive and put your financial needs first. Plus, our easy online credit card application will have you on your way to spending power in no time.

Earn more points with a Visa Signature Rewards Credit Card, or enjoy a Visa Rewards Card with rates starting at 8.99% APR*. Are you a frequent traveler? The Visa Signature Rewards Card provides travel benefits and Cell Phone Protection so you can rest assured while you’re on-the-go.

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Visa Rewards

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For more information, read Your Guide to Card Benefits: Visa Signature Card or Visa Rewards Card.

Click here for Chartway Visa Credit Card Agreement and Disclosure

Click here for Chartway Application and Solicitation Disclosure

Tap to pay for a fast, easy and secure way to checkout.

If your Chartway Visa card has the Contactless Indicator on it, you can use it to make purchases easily. Here's all you need to know to confidently tap to pay:

  1. It's fast. When you tap to pay, your payment is processed in seconds so you can quickly be on your way.
  2. It's easy. No need to insert your card or swipe it. Just tap your card over the Contactless Symbol on the checkout terminal.
  3. It's secure. Contactless cards use the same trusted security as chip cards. Each transaction is protected by a dynamic encryption that protects your payment information.

Use your contactless Chartway Visa credit card where you see the Contactless Symbol at participating retail stores, grocery stores, fast food restaurants, convenience stores, coffee shops, drug stores & pharmacies, taxis, and more! 

Contactless Symbol

LOOK

Find the Contactless Symbol at checkout

Visa Card

TAP

Simply tap your contactless Visa card on the checkout terminal

Payment Processed

GO

Your payment is processed in seconds!

Earning Points

With a Chartway Visa credit card, you earn points for each dollar spent on purchases, less the dollar amount of any returns.

Tracking & Redeem Your Rewards Points

Track your points and view all your redemption options in online banking.

  • Log in to Chartway Online Banking
  • Go to "Credit Cards" under the "Account Services" tab
  • You’ll automatically access the Chartway Rewards to see your rewards balance and start redeeming your points

Redeeming Points

Take Your Pick: Travel, Cash Back, Merchandise, and more!

Travel

Redeem your points for airline tickets, hotel stays, rental car certificates, cruises, and vacation packages to destinations in the U.S. and around the world! Chartway Rewards makes it simple to book your next trip so that you can take your dream vacation.

Shopping

If you’d rather redeem your rewards points for merchandise, you can choose from over 1,500 items in the Chartway Rewards merchandise catalog. From furniture and electronics to toys and sporting goods, we’ve got something for everyone in the family. Plus, shipping is free!

More Options

Turn your points into a gift card and share the reward (or keep it for yourself!). Redeem your points for cash back and you'll receive a statement credit, which you can spend, use to reduce your card balance or withdraw cash at a Chartway ATM with no fees. Use your Chartway Visa rewards card in the way that works best for you!

Chartway Rewards

Visa Secured

Everyone benefits from a strong credit history, but sometimes it takes a while to get there. Or back there.

You can make it happen with the Chartway Visa Secured credit card. Keep funds in your prime share account to secure your card and enjoy the freedom to use your Visa Secured credit card wherever cards are accepted. After you’ve established a good payment history with your card, you’ll be in a better position for the next steps in your financial future.

Visa Secured Rates

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