Visa® Credit Cards

Chartway has the perfect credit card to fit your lifestyle. With benefits like rewards points for purchases, and $0 annual fees, you won't need another card in your wallet.

Visa® Signature Rewards Card

Visa® Signature Rewards Card

The Visa® Signature Rewards Credit Card is a premier credit card that earns you 1.5 points for every dollar you spend. If you’re searching for a generous rewards card without an annual fee, this card is for you.

20,000 Bonus Points* | 1.5 Points for Every $1 Spent | As Low As 9.99% APR**

*20,000 bonus points will be awarded for a minimum cumulative net purchase amount of $2,000 within 90 days of opening a new account. Bonus points will be posted to the account on the statement cycle following the month in which the threshold is met.

**APR = Annual Percentage Rate. Visa Signature Rate is currently 9.99% to 17.89% when you open your account, based on your creditworthiness. Not all borrowers will qualify for the lowest rate. Applicants who do not qualify for the Visa Signature Rewards Card will be reviewed for the Visa Rewards Card. Rates effective 6/15/21 and may change or end at any time.

Visa® Rewards Card

Visa® Rewards Card

With the Visa® Rewards Credit Card, you earn 1 point for every dollar you spend. If you’re looking for a credit card that rewards you without paying an annual fee, this card is for you.

$100 Statement Credit* | 1 Point for Every $1 Spent | As Low As 8.99% APR**

*$100 statement credit will be awarded for a minimum cumulative net purchase amount of $1,000 within 90 days of opening a new account. Statement credit will be posted to the account on the statement cycle following the month in which the threshold is met.

**APR = Annual Percentage Rate. Visa Rewards Rate is currently 8.99% to 17.89% when you open your account, based on your creditworthiness. Not all borrowers will qualify for the lowest rate. Applicants who do not qualify for the Visa Rewards Card will be reviewed for the Visa Secured Card. Rates effective 6/15/21 and may change or end at any time.

Visa® Preferred Rate Card

Visa® Preferred Rate Card

The Visa® Preferred Rate Credit Card is the lowest rate, no-hassle card. If you are looking to build your credit and keep monthly payments low, this card is for you.

Rates As Low As 6.99% APR

**APR = Annual Percentage Rate. Visa Preferred Rate is currently 6.99% to 15.99% when you open your account, based on your creditworthiness. Not all borrowers will qualify for the lowest rate. Rates effective 6/15/21 and may change or end at any time.

Visa® Secured Card

Visa® Secured Card

With the Visa® Secured Credit Card, you earn 1 point for every dollar you spend. If you’re looking for a secured card that offers rewards, then this card is for you.

Rates As Low As 12.99% APR

**APR = Annual Percentage Rate. Visa Secured Rate is currently 12.99% when you open your account, based on your creditworthiness. Not all borrowers will qualify for the lowest rate. Rates effective 6/15/21 and may change or end at any time.

For more information, you can read “Your Guide to Card Benefits” for the Visa Signature Card or Visa Rewards Card.

Click here for Chartway Visa Credit Card Agreement and Disclosure
Click here for Chartway Application and Solicitation Disclosure

Take Your Pick: Travel, Cash Back,
Merchandise, and More!

Chatway Rewards Logo

Travel

Travel

Redeem your points for airline tickets, hotel stays, rental car certificates, cruises, and vacation packages to destinations in the U.S. and around the world! Chartway Rewards makes it simple to book your next trip so that you can take your dream vacation.

Shopping

Shopping

If you’d rather redeem your rewards points for merchandise, you can choose from over 1,500 items in the Chartway Rewards merchandise catalog. From furniture and electronics to toys and sporting goods, we’ve got something for everyone in the family. Plus, shipping is free!

More Options

More Options

Turn your points into a gift card and share the reward (or keep it for yourself!). Redeem your points for cash back, and you'll receive a statement credit, which you can spend, use to reduce your card balance, or withdraw cash at a Chartway ATM with no fees. Use your Chartway Visa rewards card in the way that works best for you!

Chartway Has You Covered

No matter what card you choose, you’ll enjoy the benefits listed below.

  • $0 Annual Fee
  • ATM Cash Anytime
  • No-Fee Cash Advances
  • Advanced Fraud Protection

a young woman lays on her bed with her mobile phone and her Chartway Visa® Preferred Credit Card

Fast, Easy, & Secure Checkout!

Step
1

Look

Look

Find the contactless
symbol at checkout.

Step
2

Tap

Tap

Tap your Visa card on the
checkout terminal.

Step
3

Go

Go

Your payment is
processed in seconds!

Credit Card Resources

Use your contactless Chartway Visa® credit card where you see the Contactless Symbol at participating retail stores, grocery stores, fast food restaurants, convenience stores, coffee shops, drug stores & pharmacies, taxis, and more!

  1. It's fast. When you tap to pay, your payment is processed in seconds so you can quickly be on your way.
  2. It's easy. No need to insert your card or swipe it. Just tap your card over the Contactless Symbol on the checkout terminal.
  3. It's secure. Contactless cards use the same trusted security as chip cards. Each transaction is protected by a dynamic encryption that protects your payment information.

“I've been a member since I was in the Navy [...].
Great service and helpful people have kept me as a member through the years.”

- Mark S., Virginia Beach

Frequently Asked Credit Card Questions

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