Credit Cards

Carry a Chartway Visa credit card for the purchasing power you deserve. More than just great rates!

Visa Rewards

Your life is rewarding. Your credit card should be, too.

The Chartway Visa Rewards card might be the perfect credit card: no annual fees, no balance transfer fees, no cash advance fees, and the same low rate APR for purchases and cash advances. Earn points for purchases and redeem them for travel, merchandise, and more. With features like these, you won’t need another card in your wallet.

Visa Secured

Everyone benefits from a strong credit history, but sometimes it takes a while to get there. Or back there.

You and the Chartway Visa Secured card can make it happen. Keep funds in your prime share account to secure your card and enjoy the freedom to use your Visa Secured card wherever cards are accepted. After you’ve established a good payment history with your card, you’ll be in a better position for the next steps in your financial future.

Visa Gift Cards

Who wouldn't want to receive a Chartway Visa Gift Card? It's perfect for any occasion!

Visa Gift Cards aren't exactly the same as credit cards, but they have the same purchasing power. Gift cards are prepaid cards that carry a fixed value. Each purchase made with the card decreases the balance available.

Visit any Chartway branch to purchase Visa Gift Cards— you choose the amount, from $10 to $500. The lucky recipient can use the card wherever Visa is accepted. Give the gift that's safer than cash!

Today’s Rates

Table data for Credit Card Rates
 Effective 05-25-2018
Term Variable APR as low as1 Alert Me
Visa Rewards Revolving Account 8.49% Receive a notification when this rate changes
Visa Secured Revolving Account 8.49% Receive a notification when this rate changes
Credit Card Disclosure1Annual Percentage Rate

Compare Chartway Visa Rewards card to the Competition

Comparison includes: Chartway FCU Visa® Rewards, Navy Federal® Credit Union Go Rewards,
Mountain America FCU Visa® Platinum Rewards, Chase Visa® Freedom, and Bank of America Cash Rewards.

ScoreCard Rewards

Earn points with your Visa Rewards Card. Turn those points into a dream vacation or a shopping spree!

Earning Points

With the Chartway Visa Rewards Card, you'll earn one point for each dollar spent on purchases, less the dollar amount of any returns.

Tracking Your ScoreCard Points

Track your points and view all your redemption options using the ScoreCard Rewards website or from the credit cards tab inside online banking.

Go to

Redeeming Points

Take Your Pick: Travel, Merchandise, More!


Redeem your points for airline tickets, hotel stays, rental car certificates, cruises, and vacation packages to destinations in the U.S. and around the world! Our easy-to-use redemption website makes it simple to book your next trip so that you can take your dream vacation.


If you’d rather redeem your rewards points for merchandise, you can choose from over 1,500 items in the ScoreCard merchandise catalog. From furniture and electronics to toys and sporting goods, we’ve got something for everyone in the family. Plus, shipping is free!

More Options

Turn your points into a gift card and share the reward (or keep it for yourself!). Choose a statement credit and your points will reduce your card balance. Use the Chartway Visa Rewards Card in the way that works best for you!