Credit Cards

Live life for the rewards.

The Chartway Visa® Signature Rewards Card helps you do more of what you love.

Benefits that deliver:

  • Earn unlimited 1.5 points per dollar on all purchases
  • No annual fee

Benefits that continue:

  • Flexible rewards: You can choose from cash back, travel rewards, merchandise and more
  • No balance transfer fee makes bill consolidation a snap

*APR = Annual Percentage Rate. Rate is currently 8.99% to 17.89% when you open your account, based on your creditworthiness. Not all borrowers will qualify for the lowest rate. Applicants who do not qualify for the Visa Signature Rewards Card will be reviewed for the Visa Rewards Card. Rates effective 4/1/20 and may change or end at any time.  

Visa Signature

Get rewarded for everyday purchases.

The Chartway Visa® Rewards Card rewards you for each swipe.

Benefits that deliver:

  • Rates starting at 6.99% APR*
  • $0 annual fee
  • Advanced fraud protection

Benefits that continue:

  • Earn points for every $1 dollar spent
  • Enjoy free balance transfer to your Visa Rewards Card

*APR = Annual Percentage Rate. Rate is currently 6.99% to 17.89% when you open your account, based on your creditworthiness. Not all borrowers will qualify for the lowest rate. Applicants who do not qualify for the Visa Rewards Card will be reviewed for the Visa Secured Card. Rates effective 4/1/20 and may change or end at any time.

Chartway Rewards card

Choose the Chartway Visa Credit Card to Fit Your Lifestyle

Chartway has the perfect credit card to fit your lifestyle. With benefits like no balance transfer fees, rewards points for purchases, and $0 annual fees, you won't need another card in your wallet. 

Compare our credit card options to find the one that best fits your needs. Our credit card offers at Chartway are competitive and put your financial needs first. Plus, our easy online credit card application will have you on your way to spending power in no time.

Earn more points with a Visa Signature Rewards Credit Card, or enjoy a Visa Rewards Card with rates starting at 8.49% APR*. Are you a frequent traveler? The Visa Signature Rewards Card provides travel benefits and Cell Phone Protection so you can rest assured while you’re on-the-go.

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Visa Rewards

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For more information, read Your Guide to Card Benefits: Visa Signature Card or Visa Rewards Card.

Click here for Chartway Visa Credit Card Agreement and Disclosure

Click here for Chartway Application and Solicitation Disclosure

Tap to pay for a fast, easy and secure way to checkout.

If your Chartway Visa card has the Contactless Indicator on it, you can use it to make purchases easily. Here's all you need to know to confidently tap to pay:

  1. It's fast. When you tap to pay, your payment is processed in seconds so you can quickly be on your way.
  2. It's easy. No need to insert your card or swipe it. Just tap your card over the Contactless Symbol on the checkout terminal.
  3. It's secure. Contactless cards use the same trusted security as chip cards. Each transaction is protected by a dynamic encryption that protects your payment information.

Use your contactless Chartway Visa credit card where you see the Contactless Symbol at participating retail stores, grocery stores, fast food restaurants, convenience stores, coffee shops, drug stores & pharmacies, taxis, and more! 

Contactless Symbol


Find the Contactless Symbol at checkout

Visa Card


Simply tap your contactless Visa card on the checkout terminal

Payment Processed


Your payment is processed in seconds!

Earning Points

With a Chartway Visa credit card, you earn points for each dollar spent on purchases, less the dollar amount of any returns.

Tracking & Redeem Your Rewards Points

Track your points and view all your redemption options in online banking.

  • Log in to Chartway Online Banking
  • Go to "Credit Cards" under the "Account Services" tab
  • You’ll automatically access the Chartway Rewards to see your rewards balance and start redeeming your points

Redeeming Points

Take Your Pick: Travel, Cash Back, Merchandise, and more!


Redeem your points for airline tickets, hotel stays, rental car certificates, cruises, and vacation packages to destinations in the U.S. and around the world! Chartway Rewards makes it simple to book your next trip so that you can take your dream vacation.


If you’d rather redeem your rewards points for merchandise, you can choose from over 1,500 items in the Chartway Rewards merchandise catalog. From furniture and electronics to toys and sporting goods, we’ve got something for everyone in the family. Plus, shipping is free!

More Options

Turn your points into a gift card and share the reward (or keep it for yourself!). Redeem your points for cash back and you'll receive a statement credit, which you can spend, use to reduce your card balance or withdraw cash at a Chartway ATM with no fees. Use your Chartway Visa rewards card in the way that works best for you!

Chartway Rewards

Visa Secured

Everyone benefits from a strong credit history, but sometimes it takes a while to get there. Or back there.

You can make it happen with the Chartway Visa Secured credit card. Keep funds in your prime share account to secure your card and enjoy the freedom to use your Visa Secured credit card wherever cards are accepted. After you’ve established a good payment history with your card, you’ll be in a better position for the next steps in your financial future.

Visa Secured Rates

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