Credit Cards
Find the Right Card for How You Spend
Whether you want simple cash back, accelerated rewards on dining and fuel, or a smart first step toward building credit, Chartway gives you options designed to help you move forward with confidence.
Credit Cards
Cash Back Credit Card
Best for members who want simple, generous cash back on every purchase.
Benefits
- Earn 2% cash back on all qualifying purchases
- $200 intro reward1 after $2,000 spent in the first 60 days
- No foreign transaction fees
- 2.99% intro APR2 for 12 months on balance transfers made in the first 60 days
Why members choose it
Direct cash back, flexible redemption, and no foreign fees — ideal for everyday spending and travel.
Rewards Credit Card
Best for members who dine out often, commute regularly, and want to travel.
Benefits
- Earn 5x points on dining
- Earn 3x points on fuel
- Earn 1x point on all other purchases
- 10,000 bonus points3 after $1,000 spent in the first 60 days
Why members choose it
High-value rewards where people spend most — and flexible redemption to fit any lifestyle.
Preferred Rate Credit Card
Best for members who want no fees and the lowest interest rate.
Benefits
- No annual, balance transfer, or cash advance fees
- 2.99% intro APR2 for 12 months on balance transfers
- Same interest rate on purchases, cash advances, and balance transfers
Why members choose it
Fewer fees and a low interest rate help members hold on to more of their hard-earned money.
Ignite Credit Card
Best for members building or rebuilding credit — no deposit required
Benefits
- Start building credit with a $500–$1,500 limit based on qualifications
- No annual, balance transfer, or cash advance fees
- Same low rate on purchases, balance transfers, and cash advances
- Includes Visa protections and Roadside Dispatch (pay-per-use)
Why members choose it
A safe, supportive path toward strong credit without the need for a secured deposit.
Every Chartway Card Includes:
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Get the perfect credit card to fit your lifestyle
Contact us when you have questions or need assistance.
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