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Certificates

We’ve Made Saving for the Future Even Easier

Personalize Your Savings Plan 

Whether you have a short or long term certificate, you can earn dividends over a period of time that aligns with your brighter way forward. Terms are as short as six months and go to 71 months.

Unlock Your Savings Potential 

The more you save, the higher your interest rate will be, but that doesn’t mean you need a mountain of cash to earn. You can open a share certificate with as little as $100. That means endless possibilities for your savings goals. 

Keep It Simple

Choose automatic renewal to keep your savings goals in check at all times. You can also enjoy the benefits of early withdrawal and a guaranteed fixed rate of return.

Share Certificates 

Share certificates are a great hands-off way to save while your money earns a competitive rate. Your money is safe with Chartway because we are federally insured by the National Credit Union Administration (NCUA) up to $250,000.

IRA Certificates

IRA Certificates are a safe and secure way to save for your retirement. Open a share certificate as an IRA and take advantage of tax-deferred savings. Unlike some other IRA investments, there are no administrative fees, so all your money stays yours. 

Build a Brighter Future.

Determine which certificate term works best and how much you should initially deposit to achieve your savings goals.

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Future account balance:
Interest earned:


Open a share certificate account with and it will grow to in months. The account will have earned in interest.

We’re more than where you bank. We’re where you belong.

We have advisors who are always ready to help you build a brighter future.

Contact us when you have questions or need assistance.

See all checking, savings, certificate, and IRA rates.