You Have the Key. Make Your Home Equity Work for You.
Tap into your home’s equity and we can help make your plans affordable. A HELOC with Chartway provides the flexibility to use your home’s equity however you would like combined with a low introductory rate that helps you save even more money.
Let us help you find a loan or line of credit option that works best for you. We’ve got great rates, flexible terms, and your interest may be tax deductible.*
Like a credit card, this variable-rate revolving line of credit lets you borrow the amount you need, when you need it. You pay interest on only the amount you've advanced from your line. At Chartway, we even have a HELOC fixed-rate option for more payment flexibility.
A home equity loan or second mortgage is an installment loan that comes with a fixed rate.* It's perfect if you prefer the consistency of a set rate and steady monthly payment.
*Consult your tax advisor. Some restrictions may apply. For complete details and full disclosures, contact us today.
The equity you’ve earned on your home can be used for anything! So whether you’re planning a vacation, financing college expenses for you or your children, or making home improvements to add to your home’s value, let our Interest-Only HELOC help you capitalize on your home’s equity today!
Enjoy these benefits:
*APR = Annual Percentage Rate. This promotion is not available for properties in Texas. Rate is currently as low as 5.00% APR with loan-to-value less than or equal to 80%. Not all borrowers will qualify for the lowest rate. Rates effective 1/16/2018 and may change or end at any time. Promotional rate for new loans only. Promotional rate begins at closing and is available for six months. Terminates at the end of six months and applies to all loan balances, regardless of when the balances were added to the loan. Interest only payments for fifteen years. Minimum equity line or loan of $10,000. Equity lines are variable based on prime and are subject to change after opening. Fees, generally ranging from $300 to $850, may be incurred. Property insurance required. Maximum APR of 18%. Equal housing lender.