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What if you could save money and make even more money off what you saved? It may sound too good to be true – like a devious scheme or dubious scam, but it’s a completely legitimate way to increase your savings. Now that we have your attention, allow us to share with you one of Chartway’s best kept not-so secret products: Certificates.

The first of the month is peeking around the corner and many of us are bracing ourselves for the influx of bills that comes with the start of a new year. The transition from Happy Holidays to Happy New Year might be stressful, especially when we're reminded of all the financial responsibilities we have - but it doesn't have to be.

It’s the most wonderful time of the year, especially for fraudsters who take advantage of the holiday season. We often get so lost in holiday cheer that we let our guard down and leave ourselves vulnerable to scammers. In case you forget to protect yourself while dashing through the snow, we’ll be here working hard to keep your accounts safe.

Many people believe that the major key to a financially stable future is building a savings account. While making regular contributions to a traditional savings account is one way to build your finances, it’s not the only way. The major key to a financially stable future is choosing the savings solution that will be the most beneficial to you and your financial future.

Guess what day it is? Today is officially recognized as International Credit Union Day. Every October, credit unions all over the world celebrate ICUD to acknowledge our shared history, accomplishments, and philosophy of People helping People.

Do hear that? Listen closely – it’s the sound of fallen leaves crunching beneath your feet. Autumn is officially upon us, and this year she evidently wasted no time making her appearance.

“Do you want to make money with a few quick and easy steps? Click here for your cash now!” We see click-bait advertisements, emails, and videos like this all the time, and we want to believe the claims they make.

At Chartway, we make the process of securing a home loan simple and easy with our Mortgage Express Mobile App! If you’re looking to purchase a home, interested in refinancing an existing loan, or a real estate agent hoping to speed up the process for your clients, check out six reasons why Chartway’s Mortgage Express Mobile App will brighten the way toward your goal.

If you’re shopping for a home for the first time, you’ve probably heard of an Adjustable Rate Mortgage, or ARM. It’s a type of home loan with an initial low rate for a fixed period of time, which then increases or decreases depending on mortgage interest rates at the time of adjustment.

As you add members to your family, you might be outgrowing your beloved vehicle. If it’s time to purchase a new car, making sure that it has enough space for your kids, their friends, and all of the bits and pieces that come along with their hobbies and after-school activities is vital. It’s also extremely important to make sure that the car you purchase will keep your family safe and be reliable for the long-haul.

Borrowing money against your home's equity can pay for the kitchen remodel you've always dreamed of, or it may be used to send your child off to college. Home equity loans have very few limitations on how you utilize the funds. However, because a home equity loan puts up your home as collateral, you'll want to use yours wisely and repay it on time.

Renovating your home is a win-win situation. For as long as you live there, you'll get to enjoy your remodeled kitchen, bathroom, and any other space that deserves an upgrade.

Your credit score will be with you your whole life and can affect everything from the car you drive to where you live. You may be wondering how to build your credit as a new consumer or improve your credit after it has taken a hit. Thankfully, there are ways to quickly and effectively build your credit history and boost your credit score.

Applying for a home loan can be daunting, especially for first-time homebuyers.

But this doesn’t have to be the case. In fact, completing a mortgage lender’s loan application can be fairly straightforward if you take the time to get organized.

If you're going to be in the market for a new (or new-to-you) vehicle soon, you may be wondering how to choose your next car. What should you consider when car shopping? What questions should you ask before you buy? Learn more about just a few of the factors to keep in mind when looking for your next vehicle.

Refinancing a mortgage can be a smart financial move when done correctly. It can save you thousands of dollars over the lifetime of your loan and even help you pay off your home faster.

A home is one of the most expensive things that most people will buy in their lives. It’s not a decision you want to take lightly. Get it wrong, and you could be stuck with an expensive monthly payment for more home than you need. And if you don’t buy a big enough home, you could end up with a place that you quickly outgrow.

The U.S. real estate market continues to reach unprecedented levels of demand, with bidding wars occurring throughout the country and many homes going under contract after just hours on the market. If you're considering a change, it's important to do your research first to ensure that you're ready to jump on your dream home once you find it. Below, we'll discuss seven key things to consider when beginning the home-buying process.

A kitchen remodel can add tens of thousands of dollars to the value of your home—and in today's hot real estate market, having a modern, clean kitchen may help spark a bidding war.

But having your kitchen out of commission for weeks at a time can be a major inconvenience. How long will your kitchen remodel take, and what can you do to accomplish your remodel as quickly as possible?

One of the great things about owning a home is that it’s an investment. The money you put into your home is money invested toward your future. One way you can increase the value of your home is by completing home renovations. Not only that but investing in home improvement can enhance your quality of life while you are in the home.

The journey to homeownership can be overwhelming at times—from finding a great realtor to shopping for the right type of mortgage loan. After all, choosing a mortgage loan, which best fits your needs, is just as important as choosing your new home.

If you’re undertaking home improvements, you’ve probably been thinking about how to pay for the costs associated with your project. Home improvements can help you increase the value of your home, allowing you to get a better return on your investment in the long run. However, the money for the renovations has to come from somewhere.

Ready to bring your dream of a home remodel to reality but don’t know where to begin? 

Whether you want to fix up a bathroom or renovate an entire floor, we can help you through your remodel. Despite the size of the project, the general gist of what you will need to do is the same.

Bathroom remodels can transform the way your space looks and feels all while increasing the value of your home. And, if you’re getting ready to renovate your bathroom, you probably want to use the most efficient and most cost-friendly approach.

As we all evolve to the new “norm”, some of us are balancing working from home, homeschooling our kiddos, and managing a household. Luckily, we have some fun activities to do with your children while educating them about money management.