Blog

Buying your first home is a major milestone. It marks the beginning of a new chapter—and while it's exciting, it can also feel overwhelming. At Chartway Credit Union, we believe that becoming a homeowner shouldn't be complicated or stressful.

As Congress considered Changes to tax policy, credit unions across the country are facing a serious threat: potential new taxes that could undermine their ability to serve the very people they were created to help.

April is Financial Capability Month, a time dedicated to empowering individuals and families with the knowledge and confidence to make smart financial decisions. Here at Chartway, we think it’s the perfect time to start educating youth about finances – you’ll make the biggest impact on your kids’ financial confidence by starting early.

Spring is here! The days are getting longer, the air is a little warmer, and you’re probably thinking about tackling that closet or finally finding out what’s really under your couch. While you’re freshening up your home, why not give your finances a little TLC too?

For more than 60 years, Chartway Credit Union has been a dedicated partner for our members’ financial health. In 2023, upon recognizing a growing need to support the small business and entrepreneurial needs of its members across its Texas, Utah and Virginia markets, the credit union launched a dedicated banking division with specialized services just for small businesses.

In a world where day-to-day living constantly shifts based on finances, many people are rethinking how and where they manage their money. Traditional banks offer a range of services, yet their customers often find themselves paying higher fees or receiving less personalized attention. Credit unions are a compelling alternative: they prioritize people over profit and remain deeply committed to the wellbeing of their members and communities. A philosophy of “People Helping People” guides everyday decision-making and long-term strategies.

Generational wealth is a powerful tool for economic security and upward mobility. It allows families to pass down tangible assets – property, investments, businesses, or financial knowledge – and create financial stability for future generations. 

It’s easy to forget how much of our lives we store on our phones – everything from banking and insurance apps to health records, family photos, and even private conversations. Losing control of your phone number or data can mean handing over your entire digital identity.

Every January, millions of Americans commit to improving their lives with New Year’s resolutions. And this year, financial wellness is leading the charge thanks to inflation, rising housing costs, and higher prices for everyday necessities.

2025 will be the year of…what exactly? Flying cars? Jetpacks? Nope – not yet. But what it can be is the year you finally tell your finances, “You’re getting in shape, and I’m your personal trainer.”

The holidays bring cheer, generosity, and connection with family and friends. This time of year also brings out scammers eager to exploit the season’s busyness and goodwill, and they’re using increasingly sophisticated tactics to exploit people.

As the year draws to a close, many of us feel inspired to give back. The holiday season brings joy, connection, and opportunities to make a difference through meaningful end-of-year giving.

Communities across the nation are gearing up for one of the most significant shopping events of the year – Small Business Saturday.

Debt is a prevalent issue for Americans. In fact, total household debt rose to an average of $17.80 trillion in the second quarter of 2024, with credit card balances alone reaching a high of $1.14 trillion, according to the Federal Reserve Bank of New York.

With cybercriminals now using artificial intelligence (AI) and deepfake technology to create more sophisticated scams, staying informed and vigilant is key to protecting yourself online. At Chartway, we believe cybersecurity isn’t just about understanding the technology; it’s about empowering you with the right tools and knowledge to defend yourself from cyberthreats. That’s why this October for Cybersecurity Awareness Month, we encourage you to Secure Our World by taking proactive steps to safeguard your digital life. 

With the winter holidays quickly approaching, many of us are looking forward to joyful celebrations and time spent with family and friends.

As we anticipate the likelihood of the Federal Reserve lowering interest rates later this month, you might be wondering: should I refinance my mortgage?

At Chartway, we’re committed to helping our members achieve financial health and wellbeing.

August is Family Fun Month and the perfect time to introduce your children to the world of finances!

Are you a high school or early college student who needs advice on how to prepare for a bright financial future? Well, you’re in luck! I’ve created this guide to help you navigate Chartway’s top tips and strategies for financial wellness, preparing you for your college journey before you ever step foot on campus.

Ah, summer – it’s a season for adventure, exploration, and well-deserved vacations! You’ve worked hard all year to enjoy a relaxing beach getaway or exciting international journey, and Chartway is here to help ensure travel fraud doesn’t derail your plans.

Hey there, homeowner! Have you ever thought about the untapped value hiding in your home?

In today's fast-paced world, it's no secret that financial stress can take a toll on our mental and emotional wellbeing.

Imagine one day discovering that someone else is pretending to be you, spending your money, or even compromising your personal reputation.

Ah, Tax Day – the annual rite of passage that millions of Americans dread. As we file our tax forms and some of us begrudgingly stroke a check to Uncle Sam, we can’t help but wonder if there’s a way to reduce our tax burden and keep more of our hard-earned cash.