Mortgage Loans

Our mortgage loan officers will find the home financing that best fits your needs, budget, and lifestyle.

We offer a variety of loan options, including fixed-rate and adjustable-rate mortgages. If you're confused about which program to choose, let us guide you. Our qualified mortgage professionals offer easy-to-understand explanations of our programs. A loan officer is always just a call or an email away! Great rates, superior local service, the convenience of online tools, and a full range of mortgage loan options are what you can expect from us.

Conventional Fixed Rate Mortgage

The traditional 15-30 year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then adjustable-rate loans are usually cheaper.

Learn more about fixed rate mortgages

FHA Loans

An FHA insured loan is a US Federal Housing Administration mortgage insurance backed mortgage loan which is provided by a FHA-approved lender. FHA insured loans are a type of federal assistance and have historically allowed lower income Americans to borrow money for the purchase of a home that they would not otherwise be able to afford.

Learn more about FHA Loans

VA Loans

The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry). The basic intention of the VA direct home loan program is to supply home financing to eligible veterans in areas where private financing is not generally available and to help veterans purchase properties with no down payment.

Learn more about VA Loans

Hybrid ARM (5/1 ARM, 5/5 ARM, 7/1 ARM)

Hybrid ARMs (Adjustable Rate Mortgage) are increasingly popular—also called 5/1, 5/5 or 7/1—they can offer the best of both worlds: lower interest rates (like ARMs) and a fixed payment for a longer period of time than most adjustable rate loans. For example, a "5/1 loan" has a fixed monthly payment and interest for the first five years and then turns into a traditional adjustable-rate loan, based on then-current rates for the remaining 25 years. It's a good choice for people who expect to move (or refinance) before or shortly after the adjustment occurs.

Learn more about Hybrid ARMs

Take advantage of easy access to personal, local assistance.

Call or email one of our mortgage loan officers at (800) 678-8765 Ext. 46637 (HOMES) to answer any of your questions or to ask for advice at any stage of the mortgage process.

Email a Mortgage Loan Officer at

Fast pre-approvals

With a pre-approval, you can shop for your home knowing exactly what you can afford. The process is fast and easy.

Great refinancing options

If you're looking for a better rate, to consolidate debt, or are planning a home improvement project, we can help make refinancing work for you!

Quicker closings

We can get your mortgage approved in minutes— rather than days or weeks. That means you can expect to close sooner than you expected!

Today’s Rates

Table data for Mortgage Rates
 Effective 03-18-2019
Rate APR Points Alert Me
30 Year Fixed Rate 4.625% 4.752% .625 Receive a notification when this rate changes
15 Year Fixed Rate 4.000% 4.217% .625 Receive a notification when this rate changes
5/1 ARM Rate 3.50% 4.553% .000 Receive a notification when this rate changes
5/5 ARM Rate 3.75% 4.644% .000 Receive a notification when this rate changes
7/1 ARM Rate 4.000% 4.684% .000 Receive a notification when this rate changes
Click here for Required Disclosures *A $250,000, 30 year mortgage loan at 4.875% APR will have estimated monthly payments of $1,323.02. Payment does not include applicable taxes and insurance.

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.