Buying a home has never been easier!
APR as low as 6.875%
No down payment required
Fast closing – move in within 30 days
Mortgages
Mortgage Options
Best for...
Today's best rate
100% Financing
Best for...
For qualified current or previous homeowners. Eligible buyers can qualify for up to 100% financing. Available in a fixed or adjustable-rate loan.
Today's Rate
6.875%
First-time Homebuyer
Best for...
For first-time homebuyers or homeowners who haven't maintained homeownership for the prior 3 years.
Today's Rate
7.125%
Hometown Heroes
Best for...
For healthcare workers, military personnel, correction officers, 911 dispatches, public utility workers, firefighters, educators, transportation workers, & non-profit employees.
Today's Rate
7.125%
Adjustable-Rate Mortgage
Best for...
ARMs are a good choice for a lower initial monthly payment or if rates are expected to go down in a few years.
Today's Rate
Fixed Rate Mortgage
Best for...
A good option if you plan to stay in your home for a while. The principal and interest portion of your payment stays the same for the term of the loan.
Today's Rate
6.625%
Veterans Administration (VA) Loan
Best for...
Mortgage or refinance for eligible veterans with no down payment or mortgage insurance requested for a home purchase.
Today's Rate
6.576%
Federal Housing Administration (FHA) Loan
Best for...
A good option for first-time homebuyer (or others) with down payment options as low as 3.5%. Purchase loans, rate/term refinances, and cash out refinances available.
Today's Rate
7.097%
Virginia Housing Development Authority (VHDA)
Best for...
Good choice for first-time homebuyers in Virginia. 30-year fixed rate and eligible borrowers can receive down payment and closing cost assistance.
Today's Rate
7.692%
Alternative Mortgage Programs
Best for...
Designed for borrowers who may not meet traditional lending requirements but have unique financial situations, such as self-employed individuals, those with irregular income, or those with recent credit events.
Today's Rate
Speak with a Mortgage Loan Officer for rates
Calculate Your Fixed Mortgage Rate Payment
Loan amount
Loan term (years)
15
30
Loan rate
Free Home Buyer Workshops
Discover how simple home buying can be by registering for our free workshops today.
Mortgage Express App
Buying a home just got easier! At Chartway, we're dedicated to making the home loan process as simple as possible for you. Whether you’re a first-time homebuyer, a homeowner looking to refinance, or a real estate agent wanting to streamline the process for your clients, the Mortgage Express Mobile App is here to make things smoother and faster for everyone involved.
