A home is one of the most expensive things that most people will buy in their lives. It’s not a decision you want to take lightly. Get it wrong, and you could be stuck with an expensive monthly payment for more home than you need. And if you don’t buy a big enough home, you could end up with a place that you quickly outgrow.
The U.S. real estate market continues to reach unprecedented levels of demand, with bidding wars occurring throughout the country and many homes going under contract after just hours on the market. If you're considering a change, it's important to do your research first to ensure that you're ready to jump on your dream home once you find it. Below, we'll discuss seven key things to consider when beginning the home-buying process.
Chartway is proud to announce that eight student members have been selected to each receive a $3,000 scholarship, totaling $24,000 in financial assistance.
A kitchen remodel can add tens of thousands of dollars to the value of your home—and in today's hot real estate market, having a modern, clean kitchen may help spark a bidding war.
But having your kitchen out of commission for weeks at a time can be a major inconvenience. How long will your kitchen remodel take, and what can you do to accomplish your remodel as quickly as possible?
One of the great things about owning a home is that it’s an investment. The money you put into your home is money invested toward your future. One way you can increase the value of your home is by completing home renovations. Not only that but investing in home improvement can enhance your quality of life while you are in the home.
The journey to homeownership can be overwhelming at times—from finding a great realtor to shopping for the right type of mortgage loan. After all, choosing a mortgage loan, which best fits your needs, is just as important as choosing your new home.
If you’re undertaking home improvements, you’ve probably been thinking about how to pay for the costs associated with your project. Home improvements can help you increase the value of your home, allowing you to get a better return on your investment in the long run. However, the money for the renovations has to come from somewhere.
Chartway Federal Credit Union is proud to announce that Mallory Dimitruk has been selected to lead the credit union’s collections efforts as the vice president of default management.
Chartway is proud to welcome Jon Savio to serve as its vice president of finance. Savio joins Chartway following more than 20 years of asset-liability management, investment portfolio management, balance sheet strategy, financial reporting, and credit union experience.
Each year, many people discover and fall in love with Virginia’s majestic mountains, beautiful farmlands, and stunning beaches. With its rich history, thriving economy, and top-tier colleges and universities, it’s an ideal place to buy a home and raise a family.
Whether you’re in a transition phase of life or just thinking about ways you could use more space, sometimes a bigger house can be exactly what you need. We’ve gathered some of the most common reasons why you may want to size up to a bigger house. Once you read them, you’ll see that you’re not alone in considering the change.