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FRAUD AWARENESS REMINDER

Chartway will NEVER contact you directly and ask for specific confidential information (login credentials, PIN, card number, etc.). Be aware of fraudulent text and phone scams and take extra precaution. If you are contacted unprompted, please call us at (800) 678-8765. We are here to help keep your accounts safe.

Preferred Rate Card

Credit that fits how you spend

  • 2.99% APR on Balance Transfers for 12 months*
    • After the promotional period, the APR will vary with the market based on the Prime Rate up to 17.89%.
  • No balance transfer fee
  • Secure and seamless – contactless payment for quick and easy shopping
  • 24/7 ATM access for cash advance and emergencies
  • Fraud and identity-theft protection
  • No annual fee

Simple credit begins today. Unlock your potential.

Apply for a Visa® Preferred Rate Card

Additional Card Benefits

  • Instant cash access worldwide — Use your card at more than 1 million ATMs across the globe.
  • Easy access to your Chartway Rewards portal in Online Banking — View your points, redeem rewards, and track your activity.
  • 24/7 lost or stolen card support — If your card goes missing, we’ll cancel it and reissue a replacement right away.
  • Roadside Dispatch — 24/7 assistance for lockouts, jump starts, towing, and more.

Apply for a Preferred Rate Credit Card

New Members 

If you're not yet a member with Chartway, click the button below to apply for a Preferred Rate Credit Card.  

Apply Now

Current Members

If you're already a Chartway member, it's easy to apply for a Preferred Rate Credit Card and start building your credit today.

Add Card to Account

Apply for a Credit Card

Get the perfect credit card to fit your lifestyle

Contact Us

Contact us when you have questions or need assistance.

Credit Card Rates

See all credit card and loan rates.