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High-Yield Checking Account: Earn High Dividends
Learn about the perks and benefits of opening a High-Yield Checking Account with Chartway.

If you’re the type that knows how to take charge of your money and your earnings, then you need High-Yield checking to make big things happen. High-Yield Checking is geared toward members wanting higher returns with above-market rates, PLUS all the perks you need to make banking convenient to fit your busy lifestyle.

High-Yield Checking Account

Features

Earn up to 5.00% APY*
with high-yield checking + a qualifying loan or credit card

No Monthly Fees

Direct Deposit
get access to your money up to one day earlier

*Must perform a minimum of 15 debit card transactions each month, have $500 or more in direct deposits within a monthly cycle in the High–Yield Checking, and be enrolled in estatements with a valid email address.

High-Yield Makes More Sense

Not only do you get high dividends, but you get all the extras making checking easier than ever. 
  • Mobile & Online Banking
  • Online Bill Pay
  • No-Fee ATM Access
  • Overdraft Protection for Safe, Secure Checking
  • Free Access to Your Credit Score
  • Convenient Person-to-Person Payment – Instant Access
Plus: Bump up your earnings on other Chartway products. 

Get an additional 0.10% APY
On Chartway Money Market Plus

Get an additional 0.10% APY
On Chartway 12-Month Certificate Renewal

High-Yield Checking Account Calculator

How much will I earn with Chartway High-Yield Checking?
Enter your checking account balance:
Interest earned in one month:
$
Interest earned in one year:
$
APY= Annual Percentage Yield. Advertised rate 4.70% APY effective 2/1/24. Additional 0.30% APY with qualified Chartway loan or Chartway Visa credit card. Prime share rate effective if qualifications are not met. $15,000 balance cap. Balances over $15,000 priced at prime share rate.

Minimum Dividend qualifications: Must perform a minimum of 15 debit card purchases each month, have $500 or more in direct deposits within a monthly cycle in the High–Yield Checking, and be enrolled in estatements with a valid email address.

Table data for High-Yield Checking Rates
 Effective 07-22-2024
Balance Amount APR APY1 Alert Me
up to $15,000 4.89%2 5.00%2
above $15,000 0.05% 0.05%
  • 1APY = Annual Percentage Yield.
  • 2Advertised rate 4.70% APY effective 2/1/24. Additional 0.30% APY with qualified Chartway loan or Chartway Visa credit card. Prime share rate effective if qualifications are not met. $15,000 balance cap. Balances over $15,000 priced at prime share rate.

    Minimum Dividend qualifications: Must perform a minimum of 15 debit card purchases each month, have $500 or more in direct deposits within a monthly cycle in the High–Yield Checking, and be enrolled in estatements with a valid email address.

Open a High-Yield Checking Account

New Members 

If you're not yet a member with Chartway, click the button below to open a High-Yield Checking Account. 

Current Members

If you're already a Chartway member, click the button below to open a High-Yield Checking Account.

Switch to a High-Yield Checking Account

Want to switch from your current Chartway checking account to High-Yield? Click below to make the switch.

Recommended For Members With High-Yield Checking

Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a $30 fee per item in order to pay a transaction.

With a Chartway Money Market account, you earn interest on the money you’ve saved.

The more you use your debit card, the more you save.