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Cash Back Checking
Spend your money, your way – with 3% cashback on everyday purchases

Cash Back Checking

A brighter way to spend as you earn

With Cash Back Checking you can maximize your earnings with 3% cash back on everyday purchases. Earn up to $10 cash back per month or $120 a year! Plus, get up to $10 in non-Chartway network ATM fee reimbursements and no monthly maintenance fees.

Ready to earn the easy way? Let’s start here.

  • Make 10 or more debit card purchases per month
  • Deposit $500 or more each month
  • Choose to receive eStatements

Open New Doors with Chartway

So you’re ready to make the switch? We’re here to help you open your new Chartway account, set up direct deposit, and close your existing account.

  Open your new Chartway account

  • Click - It’s easy and quick to open your account online. Our system will walk you through each step.
  • Visit - Stop by your neighborhood Chartway branch. We’d love to see you and open your new account!
  • Call - Want to talk to a Chartway team member? Reach out to us at (800) 678-8765. We’re happy to help you set up your account in minutes.

  Set up Direct Deposit

Your money matters, and we’re here to help you access your earnings no matter what.

If you’re a Federal employee, including military, start with Sign-Up Form 1199A. If you’re employed at a private company, contact your payroll or Human Resources department to get things started.

  Close your old checking account

All set up? Great! You can start redirecting your automatic payments, bills, and debits to your new Chartway account.

Remember to let your outstanding checks clear from your old account. And don’t forget to reach out to your prior financial institution, and ask for your account to be closed.

When it comes to overdraft coverage, we have several options to help you prevent and cover overdrafts.

Stay connected to your finances from anywhere.

We’re here when you have questions or need assistance.

Add SimpleSavings to your Checking account and automated debit card purchases to create a savings plan.