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Chartway will NEVER contact you directly and ask for specific confidential information (login credentials, PIN, card number, etc.). Be aware of fraudulent text and phone scams and take extra precaution. If you are contacted unprompted, please call us at (800) 678-8765. We are here to help keep your accounts safe.

Cash Back Checking Account
The Checking Account That Pays You

Earn more. Do more. With Cash Back Checking, you'll have the opportunity to get a cash reward on your checking account. You'll also have access to a free, unlimited ATM network and free online banking. Switch to Cash Back Checking today and start earning more!

Cash Back Checking Account


3% Cash Back*
up to $10 per month

$10 Monthly ATM Fee Refunds**

No Monthly Maintenance Fees

Extra Perks

  • No Minimum Balance Requirements
  • Easy Access with Direct Deposit
  • Online & Mobile Banking – 24/7 Access to your account
  • Online Bill Pay – Keep your budget in line
  • Person-to-Person Payment – Easy, instant way to share payment with friends
  • Overdraft Protection Options – Keep your transactions on track

Plus: Get rewarded with a .10% rate increase on any 12 month+ certificate renewal.

Open a Cash Back Checking Account

New Members 

If you're not yet a member with Chartway, click the button below to open a Cash Back Checking Account. 

Current Members

If you're already a Chartway member, apply for our Cash Back Checking by adding to an existing account.

*Qualifications for 3% cash back: Must perform a minimum of 10 debit card purchases monthly using the Cash Back Checking debit card, must enroll in electronic statements with a valid email address, and must have $500 or more deposits within a monthly cycle in the Cash Back Checking account. Qualifying transactions are any purchases that are made with your card online or in-store.

**Up to $10 (maximum) in non–Chartway network ATM fee reimbursements monthly when qualifications are met.

Recommended For Members With Cash Back Checking

Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a $30 fee per item in order to pay a transaction.

Save for school, a vacation, retirement, or just a rainy day. Certificates pave the way for a brighter future.

The more you use your debit card, the more you save.