Monarchs

Chartway Visa^® Signature Rewards

20,000 Bonus Points ($200 value) and no annual fee¹

• Introductory 0% APR* on Balance Transfers for 12 months on balance transfers within the first 90 days^2. After the first 12 months, rates will range from 9.99% to 17.89% APR.
• Earn 1.5 points for every $1 you spend on all purchases everywhere, every time
• No Balance transfer fee on transfers after introductory offer
• Flexible rewards for cash, travel and merchandise
• No annual fee

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*APR = Annual Percentage Rate. Rate is currently 9.99% to 17.89% when you open your account, based on your creditworthiness. Not all borrowers will qualify for the lowest rate. Applicants who do not qualify for the Visa Signature Rewards Card will be reviewed for the Visa Rewards Card. Rates effective 6/15/21 and may change or end at any time.

¹ 20,000 bonus points will be awarded for a minimum cumulative net purchase amount of $2,000 within 90 days of opening a new account. Bonus points will be posted to the account on the statement cycle following the month in which the threshold is met.

²APR = Annual Percentage Rate. Balance transfers processed within the first 90 days of account opening, up to your available credit limit, will receive 0% APR through the first 12 statement cycles with a 2% balance transfer fee. After the promotional period ends, 12 months from balance transfer date, the standard APR of 9.99% - 17.89% will apply to any remaining balance. Balance transfers processed after first 90 days of account opening will receive the standard APR and a 0% balance transfer fee. Each balance transfer will be treated as a cash advance as described in your Credit Card Agreement, will begin to accrue finance charges from the date it is posted to your account, and is subject to credit availability. When transferring a balance, you should continue to make your monthly payments to each creditor until you receive a statement from the issuer/merchant reflecting the balance transfer payment. All existing payment terms apply. Rates are subject to change.

Foreign Transaction Fee for Visa Rewards Card: 1.00% of each multiple currency transaction in U.S. dollars, 0.80% of each single currency transaction in U.S. dollars.

Chartway Visa® Rewards Card

$100 Statement Credit for $1,000 in net purchases in the first 90 days¹

• Introductory 0% APR* on Balance Transfers for 12 months on balance transfers within the first 90 days2. After the first 12 months, rates will range from 8.99% to 17.89% APR.
• Rates starting at 8.99% APR*
• No annual fee
• Earn points for every $1 dollar spent
• No balance transfer fee on transfers after introductory offer
• Flexible rewards for cash, travel and merchandise
• Advanced fraud protection

Apply Now

*APR = Annual Percentage Rate. Rate is currently 8.99% to 17.89% when you open your account, based on your creditworthiness. Not all borrowers will qualify for the lowest rate. Applicants who do not qualify for the Visa Rewards Card will be reviewed for the Visa Secured Card. Rates effective 6/15/21 and may change or end at any time.

¹$100 statement credit will be awarded for a minimum cumulative net purchase amount of $1,000 within 90 days of opening a new account. Statement credit will be posted to the account on the statement cycle following the month in which the threshold is met.

²APR = Annual Percentage Rate. Balance transfers processed within the first 90 days of account opening, up to your available credit limit, will receive 0% APR through the first 12 statement cycles with a 2% balance transfer fee. After the promotional period ends, 12 months from balance transfer date, the standard APR of 8.99% - 17.89% will apply to any remaining balance. Balance transfers processed after first 90 days of account opening will receive the standard APR and a 0% balance transfer fee. Each balance transfer will be treated as a cash advance as described in your Credit Card Agreement, will begin to accrue finance charges from the date it is posted to your account, and is subject to credit availability. When transferring a balance, you should continue to make your monthly payments to each creditor until you receive a statement from the issuer/merchant reflecting the balance transfer payment. All existing payment terms apply. Rates are subject to change.

Foreign Transaction Fee for Visa Rewards Card: 1.00% of each multiple currency transaction in U.S. dollars, 0.80% of each single currency transaction in U.S. dollars.