Car Buying Service

Apply today, shop today! Get started with Chartway’s Car Buying Service, powered by TrueCar.

Use our auto loan calculator to see how various loan terms and amounts will affect your payments. Please note, these payments will vary based on your credit score and credit history.

How much do you want to spend on your vehicle monthly?

Borrow for 60 Months and

you can borrow up to:
Loan Amount

Borrow for 72 Months and

you can borrow up to:
Loan Amount
Payment estimates based on new vehicles (2017 - 2019 Models) with less than 5,000 miles and no trade-in value or down payment. Payments may vary based on your credit. Auto debit discount of 0.25% APR, loan to value of less than 90% discount of 0.25% APR, and Chartway Car Buying Service discount of 0.25% APR. Discounts may not exceed 0.75% APR.


Find The Perfect Vehicle With Chartway’s Car Buying Service

As a member of Chartway, you can save more on the vehicle of your choice. Our Car Buying Service, powered by TrueCar®, lets you search for top vehicle brands at discounted, upfront pricing. Get financing options in minutes to know exactly which vehicles are in your price range.

New car buyers save an average of $3,807 off MSRP with TrueCar®!

Save both time and money by getting pre-approved. Plus, get an additional 0.25% APR discount when you utilize our Car Buying Service, powered by TrueCar®. Redeem guaranteed savings and apply today.

Use Chartway’s Car Buying Service

Standard Features on your Chartway Auto Loan:

Whether you’re in the market for a new, certified pre-owned, or used vehicle, the car buying experience should be exciting and stress-free. That’s why Chartway’s Car Buying Service was created; to be there every step of the way as you select your favorite car model. Choose from various loan amounts and loan terms to find the best fit for your budget.

Auto Loan Services

In addition to our Car Buying Service, Chartway offers even more options to help you get your finances in order with your auto purchase. We can help you find a great personalized interest rate, car payment or loan schedule that suits all your needs and meets your budget. 

Learn more about our guaranteed car financing options, as well as GAP insurance options to ensure you’re covered on the road ahead. You’ll have peace of mind knowing that our online credit application is secure, free and there is no obligation after you apply.

Guaranteed Asset Protection

Guaranteed Asset Protection (GAP) is low-cost insurance coverage that supplements standard auto insurance to protect you against financial loss in the event your vehicle is stolen or declared a total insured loss.

GAP pays the difference between the primary auto insurance carrier's settlement and the protected balance. The protected balance is the payoff amount that is directly related to the purchase of the vehicle or the amount borrowed that is secured by the vehicle. Claims are subject to coverage limits. The GAP premium can be added to the total amount financed by the new loan.

Calculate your GAP coverage.

Mechanical Repair Coverage

Mechanical Repair Coverage (MRC) may help pay for covered repairs on new and eligible used vehicles. MRC is a competitively-priced service that adds flexible protection from unexpected vehicle repairs after the manufacturer's warranty expires.

A choice of protection levels is available, with various deductible options and term/mileage plans. Hassle-free claim payments are made directly to licensed repair facilities in the U.S. and Canada. Coverage may be transferred if the vehicle is sold to a private party; coverage may be canceled at any time on a prorated basis. The MRC premium can be added to the total amount financed. MRC may be added any time, within mileage requirements.

Calculate your MRC coverage.

Find Your Perfect Vehicle Today!

Still shopping for your perfect car? Rely on us to get the wheels rolling and help you begin the car buying process today. Use the Chartway Car Buying Service powered by TrueCar to help locate your perfect vehicle through shopping dealerships online and unlocking special savings. 

Contact us today to speak with a dedicated member or to schedule a visit.

Use our Car Buying Service

Get A Longer Term Option With Great Rates

View our loan rates on car loans to find a loan term that is right for you.

Apply For A 60 Month Term Auto Loan Apply For A 72 Month Term Auto Loan

Get Pre-Approved For A Chartway Auto Loan

Chartway offers a better way to buy your next car. With low, fixed interest rates and maximizing your savings, there’s never been an easier way to car shop. Apply easily online!

Apply Now

Click here for Required Disclosures1Rate shown only available in VA and NC. APR as low as = Annual Percentage Rate (APR) up to 36 months only. Other rates subject to terms and are based on creditworthiness, therefore rates and terms may differ. Not all applicants will qualify for the lowest rate. Auto debit discount of 0.25% APR, loan to value of less than 90% discount of 0.25% APR, and Chartway Car Buying Service discount of 0.25% APR. Discounts may not exceed 0.75% APR. A $25,000, 60 month new or used (2019-2017, 5,000 or less miles) auto loan at 2.90% Annual Percentage Rate (APR) will have estimated monthly payments of $448. Payment does not include applicable taxes and insurance. Rate shown with all applicable discounts. Available discounts include automatic payment: 0.25% APR, Loan to Value (LTV).

*TrueCar® certificate must be presented to qualified dealer in order to receive savings. Must present six-digit TrueCar certificate number at time of funding in order to be eligible for 0.25% APR discount on approved vehicle. Vehicle listed on the TrueCar certificate must be the same vehicle financed in order to receive 0.25% APR discount. Total applicable discounts may not exceed 0.75% APR. Between 1/1/19 and 12/31/19, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through the Chartway Federal Credit Union Auto Buying Program and who were identified as buying a new vehicle from that Certified Dealer was $3,807.  Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change.  The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer's trade area, as many vehicles are sold below MSRP.  Each dealer sets its own pricing.

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