Compare Checking Accounts

Choose from our variety of checking account options to find the one that best fits your life.

lifeplus debit card

LifePlus Checking

LifePlus checking is the all-access checking account that pays dividends for keeping a high balance in your account.

  • Dividend earnings
  • Same day direct deposit
  • Overdraft Privilege

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cash back card

Cash Back Checking

With Cash Back Checking you can earn cash back on every purchase every time you use your debit card.

  • Get 3% cash back on every purchase (up to $10 per month)
  • ATM fee reimbursements
  • No monthly maintenance fee
  • Same day direct deposit

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livenow debit card

LiveNow Account

Our LiveNow Debit account gives you the freedom to use your money when you want, the way you want—without worrying about checks bouncing or fees piling up.

  • No minimum monthly balance required
  • No monthly maintenance fee

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savings pig

SimpleSavings

An automated way to make purchases with your Chartway debit card work towards your savings plan. It’s a great way to start saving towards a vacation, a new home, or something special. To add SimpleSavings to your Checking account, call us at (800) 678-8765 or use Video Banking.

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Make the Switch to Chartway

Switching your checking account to Chartway is as easy as 1-2-3!

1 Open your new Chartway account

Take care of your new account first, and it’ll be a smooth move from your old one.

Click — It's easy and quick to open your account online. Our system will walk you through each step.

Visit — Stop by your neighborhood Chartway branch. We'd love to see you and open your new account!

Call — We can open your new account over the phone. Give us a call at (800) 678-8765 and we'll take care of it!

2 Set up Direct Deposit

No more paper paychecks! With direct deposit, your money goes right into your Chartway account! Provide your employer with your new Chartway account number and routing number.

If you are a Federal employee, including military, start with Sign-Up Form 1199A. If you're employed at a private company, contact your payroll or Human Resources department to get things started.

Check Example

3 Close your old checking account

Redirect your automatic payments/debits to your new Chartway account. Don't forget loan payments, insurance premium payments, utility payments, membership dues, donations, and any other recurring debits to your account.

Let your outstanding checks clear from your old account.

Once all activity has been phased out, contact your prior financial institution, and request that the account be closed.


Extend your Overdraft Privilege Coverage to include everyday debit card transactions.

Would you like to extend your Overdraft Privilege coverage on your LifePlus Checking account to include your everyday debit card transactions? If so, you can extend your coverage today by completing the online consent form at odp.chartway.com

An overdrawn balance must be repaid within 32 days. We may not pay items under your Overdraft Privilege if you do not maintain your account in good standing by bringing your account to a positive balance within every thirty-two (32) day period for a minimum of one business day, if you default on any loan or other obligation to Chartway Federal Credit Union or if your account is subject to any legal or administrative order or levy.

Video banking
Video Banking