Compare Checking Accounts

Compare our checking accounts to find the one that fits you.

LifePlus Checking Account

LifePlus checking is the all-access checking account that pays dividends for keeping a high balance in your account. This tiered account earns higher dividends based on your average daily balance. Enjoy same-day direct deposit, Overdraft Privilege, and access to your account anytime, anywhere with  Online and Mobile Banking, Digital Wallet, Bill Pay, and 25,000 ATMs nationwide through Co-Op Network®.

Learn More - LifePlus Checking Account

Cash Back Checking Account

Cash Back Checking is the free checking account that rewards you for using your account to make purchases. Get 3% cash back every purchase, ATM fee reimbursements, no monthly maintenance fee, and same day direct deposit.

Learn More - Cash Back Checking Account

*Message and data rates may apply.

1An overdrawn balance must be repaid within 32 days. We may not pay items under your Overdraft Privilege if you do not maintain your account in good standing by bringing your account to a positive balance within every thirty-two (32) day period for a minimum of one business day, if you default on any loan or other obligation to Chartway Federal Credit Union or if your account is subject to any legal or administrative order or levy. If you use Overdraft Privilege, Chartway will charge a $30 fee each time we pay an overdraft.

2Maintain or establish a monthly direct deposit or make 10 or more debit card purchases a month or maintain an average daily balance of $500.

310 or more debit transactions a month as well as $500 deposited into checking monthly. Must be enrolled in eStatements.

4Up to $10 in non-Chartway network ATM fee reimbursements per month.

5If eligibility criteria is not met, member will not earn rewards or ATM rebates.

Make the Switch to Chartway

Switching your checking account to Chartway is as easy as 1-2-3!

1 Open your new Chartway account

Take care of your new account first, and it’ll be a smooth move from your old one.

Click — It's easy and quick to open your account online. Our system will walk you through each step.

Visit — Stop by your neighborhood Chartway branch. We'd love to see you and open your new account!

Call — We can open your new account over the phone. Give us a call at (800) 678-8765 and we'll take care of it!

2 Set up Direct Deposit

No more paper paychecks! With direct deposit, your money goes right into your Chartway account! Provide your employer with your new Chartway account number and routing number.

If you are a Federal employee, including military, start with Sign-Up Form 1199A. If you're employed at a private company, contact your payroll or Human Resources department to get things started.

Check Example

3 Close your old checking account

Redirect your automatic payments/debits to your new Chartway account. Don't forget loan payments, insurance premium payments, utility payments, membership dues, donations, and any other recurring debits to your account.

Let your outstanding checks clear from your old account.

Once all activity has been phased out, contact your prior financial institution, and request that the account be closed.