System Maintenance
Online Banking and Mobile may have intermittent availability on Sunday, January 22nd from 2:00am to 6:00am ET.

IRAs

Let Chartway help you discover a way to be better prepared to enjoy your retirement years.

We’ll work with you to see how a Traditional IRA or Roth IRA fits into your retirement plan. Ask us about our administrative fees for IRAs. (Spoiler: there aren’t any.)

Traditional Individual Retirement Account

Tax advantages now and in the future

Save for retirement with tax-deferred earnings and the possibility of tax-deductible contributions. Your tax advisor can help you determine what’s best for you.

Certain situations allow for penalty-free withdrawals, for example, first-time homebuyer expenses, qualified higher education expenses, certain unreimbursed medical expenses, and more. Please contact us for more information about IRA withdrawals.

Roth Individual Retirement Account

Tax breaks and more flexibility

Fund your Roth IRA with after-tax income and enjoy tax-deferred earnings, which usually means no taxes on withdrawals. Make contributions at any age and keep the IRA open as long as you like. There are no withdrawal requirements. Questions about Roth IRA details? Please give us a call. There’s a lot to talk about.

IRA Certificates

It’s an IRA. It’s a certificate. It’s both!

Open a certificate as an IRA and take advantage of tax-deferred savings. Unlike some other IRA investments, there are no administrative fees, so all your money stays yours!

Did you know?

Chartway's employee-led CARE team supports nearly a dozen fundraising events for local and national programs.

Individual Retirement Account Rates

IRA Share Savings Rate

  •  Effective 01-20-2017
Dividends APY1 Balance Requirement Alert Me
IRA Share 0.40% 0.40% $100.00
  • 1Annual Percentage Yield.


More Ways to Help

You won't want to miss these pages.

Here’s something that might be interesting to you— check out the other topics that are related to this page.

Searching for how to make your life more affordable?

Chartway has the answers.

It’s quick and easy to find information about our services, accounts, loans, fees, branch hours, or anything else Chartway related.

We’ll search our knowledge base and give you an answer immediately. If your question stumps the search robots, you’ll have a chance to submit it to us and we’ll get back to you with the answer. Of course, you’re always welcome to call us, too. We’re on the phones 24/7.