What if you could save money and make even more money off what you saved? It may sound too good to be true – like a devious scheme or dubious scam, but it’s a completely legitimate way to increase your savings. Now that we have your attention, allow us to share with you one of Chartway’s best kept not-so secret products: Certificates.

Certificates are accounts that allow you to earn a fixed rate of return for a specific period of time. And they are generally considered to be a low-risk investment since they are insured by the National Credit Union Administration (NCUA).

If you’d like to see your money grow with a single deposit, then a Share Certificate may be exactly what you need. After you make the minimum required deposit, you’ll begin to notice your account growing from accumulating dividends. Then, at the end of your share certificate term, you’ll have the option to withdraw your cash or renew at the current rate – which means you’ll have another chance to profit off the money you’ve made.

Interested in signing up? You’re in luck because we currently have two exciting Share Certificate promotions available. Our 11-Month Share Certificate and 23-Month Share Certificate are creating quite the buzz.

  • Our 23-Month Promotional Certificate is currently being offered at 4.00% APY (Annual Percentage Yield). You simply need a minimum of $500 to open the certificate ($100 if under 18 years old).
  • Our 11-Month Promotional Certificate is being offered at 4.25% APY*. You’ll also need a minimum of $500 to open this certificate ($100 if under 18 years old).

Both promotional certificates are available to new and existing members of Chartway Credit Union. Share certificates are a safe, easy, and convenient way to save money and make a small profit simultaneously.

These promotional certificates are only available for a limited time, so we encourage you to stop by your neighborhood Chartway branch to speak with a Chartway financial advisor about these options today.

It’s never too early to plan and prepare for the future!