You might be wondering: What’s the difference between a credit union and a bank?
Well, for one, our members are the owners of our not-for-profit organization. Our decisions are based on what is best for our members, not a group of stockholders and investors like many financial institutions.
Simply, we put YOU first — every time. And as a full-service lender, we’re able to stand by our brand promise—to make our members’ lives more affordable.
How? By saving you time and money. We believe in providing better products, better customer service, and the best value possible for our members. We offer straightforward checking accounts and deposit accounts, low-interest rate loans, high yield savings accounts, and online and mobile banking—all designed to save you more so that you can live more affordably.
Enjoy the convenience and value that membership brings! Choose a federally insured financial partner who makes it easier for you to spend your time and money the way you want.
Your membership allows you to be part of a credit union dedicated to supporting the community through our charity, the We Promise Foundation and our community sponsorships. At Chartway our goal is to make your life more affordable, so as a member you will receive the added benefits from our sponsorships, like discounted tickets at the Chartway Arena.
Car Buying Service
If you’re on the hunt for a new vehicle, our TrueCar car buying service offers you discounts when purchasing through our preferred dealers using our pre-approved Express Checks. Take the stress out of car buying and put the fun back in the process with our simple, fair, and fun service.
Purchasing and selling a new home should be exciting. Saving money while working with a stellar real estate agent while you do it makes the process even better. Our HomeAdvantage Service helps you search for, buy, sell, and save on your next real estate transaction while connecting with top real estate agents in your area.
Retirement & Investment Services
There’s no need to worry about life after retirement or how you’ll achieve your financial goals. Our Retirement & Investment Services program provides you with a financial advisor to help you develop a plan to hit the targets you have in mind. Whether you require education funding, business planning, 401(k) planning, money management, or a similar service, we are here to support you.
Overdrafts happen, and when they do, we have the coverage you want and need to cover your account. With Overdraft Privilege, you can overdraw your account up to a set limit for a fee so you can pay for the transaction and bypass declined purchases.
When unfortunate events happen in life, the last thing you want to worry about is how you’re going to take care of your financial responsibilities. That’s why you can add protection to your loans to safeguard your financial well-being. Get the peace of mind you deserve with loan protection.
As long as you meet our simple membership requirements, we're ready to support you with the accounts, loans, and other financial products and services needed to make your life affordable.
Join online, give us a call, or stop by one of our branch locations to become a Chartway Federal Credit Union member.