The process of buying a home can be overwhelming—especially if it’s your first time. You want to make sure you’re getting the right house for you at the best value, but without prior experience, how can you really know?
When you're ready to buy a house, one of the first questions that often comes to mind is, "how much house can I afford?" This number will help you decide the neighborhood you choose to live in, the size of your home, your down payment, and how quickly you can afford to purchase.
No matter what your retirement goals, an important part of the road ahead is ensuring a steady stream of income.
In early 2020, just before the Coronavirus outbreak, the sale of existing homes was the best they'd been since 2007.
Unfortunately, the housing market nor anyone else saw COVID-19 and the impact it would have to come. The virus has changed the way of life for the entire globe, forcing many people to stay in their homes for months on end. Those that didn't lose their jobs began working from home in many cases, and plans for public outings have been put on the backburner indefinitely.
The length of your auto loan term can vary greatly from 36 months to 84 months or longer. The popularity of longer auto loan terms, like the 72-month auto loan, is growing and for good reason. Longer loan terms allow you to pay less each month which gives you more flexibility in your budget and the ability to purchase a better quality vehicle.
A credit score is far more than a number: it is a reflection of hard work, careful planning, and total investment in a set of financial goals. People who maintain excellent credit scores over long periods have learned to apply these concepts in many areas of their financial life.
You may have heard about the stock market dropping and being in a “bear market”, but what is a bear market? What’s the difference between a bull market and a bear market? How does this affect you?
Both credit cards and debit cards perform the same basic function, but each provides unique features and/or perks that lend themselves more readily to certain financial goals. Therefore, having a better understanding of credit vs. debit cards and the benefits or drawbacks they offer is the best way to make an informed choice with your financial interest in mind.
As we all evolve to the new “norm”, some of us are balancing working from home, homeschooling our kiddos, and managing a household. Luckily, we have some fun activities to do with your children while educating them about money management.
Making ends meet paycheck-to-paycheck can be stressful in itself. But what happens in times of financial crisis - like a nation-wide pandemic, or an economic recession? Taking a closer look at your finances, and creating an actionable spending plan can help you survive (and recover from) unforeseen financial hardship.
Ever notice how your monthly expenses always seem to equal whatever salary you’re making, even after you get raises? Here are a few things you can do right now to cut your monthly expenses.
Many credit cards come with credit limits attached, which is the top amount that you’re allowed to put on your card. When you reach that limit, your credit card is considered to be maxed out.
If you have maxed out your card, it can have a major impact on your financial situation. Fortunately, there are a few options available to help with a maxed out credit card.
Who says love doesn’t cost a thing? It’s no secret that date night can get expensive. While “dinner and a movie” is usually the go-to date for most couples, the costs can quickly add up. That’s why we’re here to help!
Credit cards can be useful for emergencies when cash is tight, and they’re also very convenient to have around—in some cases, too convenient. However, they most certainly do have their uses.
In many cases, having the right type of credit card for your situation can be highly beneficial if used properly. Here, we’ll discuss how to choose a credit card for your lifestyle.
Securing financing for a used car purchase can be a bit of a challenge, especially when you have so many options to choose from.
Selecting a credit union used union car loan can benefit you in many ways. However, you want to be sure you choose an institution that provides the most advantageous options for your situation while keeping your best interests at heart.
No matter who you are, your buying power is critical for sustaining your wants, needs, and lifestyle. That’s why your credit card needs to operate as an extension of your wallet, fully capable of bringing your world even closer. More than just a simple debit card, a credit card is an invaluable luxury, a decisive business partner, and a weighty responsibility all rolled into one.
If you’re preparing to get a home loan soon, there are certain things you can do to set yourself up for a successful pre-approval process. Click to read more.
Consider the different mortgage options available to find the right one for you.
One of the questions that might come up when you’re looking for a new vehicle is whether you should finance a car vs. lease.
Both have their advantages and drawbacks, and we’ll go over the differences between the two here.
Applying for a home loan is one thing. Getting approved is another entirely.
Whether you’re a first-time home buyer or you’ve taken out multiple home loans, it’s good to familiarize yourself (or refresh your memory) with the process of how to apply for a home loan and get approved.
On Oct. 17, 2019, credit union members around the world will celebrate International Credit Union Day®, an annual event to commemorate the credit union movement’s impact and achievements. This year marks the 71st anniversary.
The process to apply for a home loan can be different based on what type of loan you are applying for. Learn what to expect when applying for an FHA loan.
Shopping for a car is quite a process—you need to balance what you want with what you can afford. On top of that, shopping for financing that will allow you to buy a car is a process all its own, and it can get a little confusing in spots.
Many auto finance options exist and choosing the best one relies on an understanding of how financing a car works. Learn how to finance a car the smart way.
Get a little rest and relaxation, even if you have a tight budget, with these fun and cheap vacation ideas.