Making ends meet paycheck-to-paycheck can be stressful in itself. But what happens in times of financial crisis - like a nation-wide pandemic, or an economic recession? Taking a closer look at your finances, and creating an actionable spending plan can help you survive (and recover from) unforeseen financial hardship.
Ever notice how your monthly expenses always seem to equal whatever salary you’re making, even after you get raises? Here are a few things you can do right now to cut your monthly expenses.
Many credit cards come with credit limits attached, which is the top amount that you’re allowed to put on your card. When you reach that limit, your credit card is considered to be maxed out.
If you have maxed out your card, it can have a major impact on your financial situation. Fortunately, there are a few options available to help with a maxed out credit card.
Who says love doesn’t cost a thing? It’s no secret that date night can get expensive. While “dinner and a movie” is usually the go-to date for most couples, the costs can quickly add up. That’s why we’re here to help!
Credit cards can be useful for emergencies when cash is tight, and they’re also very convenient to have around—in some cases, too convenient. However, they most certainly do have their uses.
In many cases, having the right type of credit card for your situation can be highly beneficial if used properly. Here, we’ll discuss how to choose a credit card for your lifestyle.
Securing financing for a used car purchase can be a bit of a challenge, especially when you have so many options to choose from.
Selecting a credit union used union car loan can benefit you in many ways. However, you want to be sure you choose an institution that provides the most advantageous options for your situation while keeping your best interests at heart.
No matter who you are, your buying power is critical for sustaining your wants, needs, and lifestyle. That’s why your credit card needs to operate as an extension of your wallet, fully capable of bringing your world even closer. More than just a simple debit card, a credit card is an invaluable luxury, a decisive business partner, and a weighty responsibility all rolled into one.
With all these things in mind, it becomes imperative that cardholders remain aware of the best credit card offers available to them, and are familiar with the proper methods of finding exactly the right fit for their lifestyle.
If you’re preparing to get a home loan soon, there are certain things you can do to set yourself up for a successful pre-approval process. Click to read more.
Consider the different mortgage options available to find the right one for you.
One of the questions that might come up when you’re looking for a new vehicle is whether you should finance a car vs. lease.
Both have their advantages and drawbacks, and we’ll go over the differences between the two here.
Applying for a home loan is one thing. Getting approved is another entirely.
Whether you’re a first-time home buyer or you’ve taken out multiple home loans, it’s good to familiarize yourself (or refresh your memory) with the process of how to apply for a home loan and get approved.
On Oct. 17, 2019, credit union members around the world will celebrate International Credit Union Day®, an annual event to commemorate the credit union movement’s impact and achievements. This year marks the 71st anniversary.
Are you on the hunt for auto financing, but wondering how to get a car loan? If so, you want to consider all relevant factors before you sign on the dotted line.
Keep reading to learn seven factors you should think about when you get a car loan.
The process to apply for a home loan can be different based on what type of loan you are applying for. Learn what to expect when applying for an FHA loan.
Shopping for a car is quite a process—you need to balance what you want with what you can afford. On top of that, shopping for financing that will allow you to buy a car is a process all its own, and it can get a little confusing in spots.
Many auto finance options exist and choosing the best one relies on an understanding of how financing a car works. Learn how to finance a car the smart way.
Get a little rest and relaxation, even if you have a tight budget, with these fun and cheap vacation ideas.
Purchasing your first home is exciting. It's a rite of passage that most adults look forward to at some point in their lives.
As you're going through the process, there are several variables to consider. Along with picking a great realtor to help you find the ideal house in your price point, you have to make sure to choose a loan that works for your finances.
A share certificate account is similar to a certificate of deposit (CD), but it is issued by a credit union, rather than a bank. If you’re looking for earnings on your savings, a Chartway share certificate is a beneficial option to grow your savings.
Is your wallet feeling the heat this summer? We’re here to help make your summer more affordable with a few simple tips.
The process of buying a home can be overwhelming—especially if it’s your first time. You want to make sure you’re getting the best house at the best value, but without prior experience, how can you really know?
It’s never too early to introduce or reinforce positive financial habits for your kids. Set them up for a life of smart money management with simple money management concepts.
You have wants and you have needs. Saving is your key to successfully managing your money and reaching your goals.
Beware of phone scammers! Unfortunately, caller ID can’t always be trusted. Caller ID spoofing is when a caller deliberately falsifies the information transmitted to your caller ID display to disguise their identity and increase the likelihood that you’ll answer the call.
If you don’t plan to live in a home for 30 years, why borrow for 30 years to buy it? Oftentimes, the first home you purchase isn’t your “forever home.” If you’re shopping for a home for the first time, you may have heard of an Adjustable Rate Mortgage, or ARM. It’s a type of home loan with an interest rate that changes over time. Here's why you might consider an ARM for your first home.
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