The perfect pair:
A Chartway checking account and Visa® debit card.
Interest earning? Check.
Unlimited teller transactions? Check.
No minimum balance? Check.
Visa Debit Card? Check.
Checks? Check! (You probably saw that coming.)
Introducing Our New LifePlus Checking Account!
Pay less and earn more with our new LifePlus Checking account. This new checking account is everything you want from a checking account PLUS everything you already love about being a Chartway member. It’s flexible, affordable, and may earn interest. It doesn’t get much better than that.
There are no fees for the LifePlus checking account, as long as you do one of the following:
Making life affordable is what we do best. Spend less and earn more with our new LifePlus Checking account.
Chartway makes every effort to release direct deposits as soon as received. Individual deposit times may vary by financial institution. Other restrictions may apply. For complete details, please see a member specialist. Members will be charged a $30.00 APP fee for each occurrence we authorize the account to go negative in order to pay a Debit Card POS item. Enrollment in the Account Protection Program does not guarantee payment or transactions. If any of the following are true, the member will be declined: (1) The share is negative over the $500.00 Overdraw Tolerance limit. (2) The Overdraw Tolerance limit is $0.00. (3) The share has been open for less than 90 days. (4) The primary member is not yet 18 years old. (5) The share has a warning code indicating the member has opted out of APP or the APP service is permanently/ temporarily revoked by the credit union.
Chartway is in the top 100 credit unions nationwide in asset size, number of branches and number of members.
*Monthly Maintenance Fee is waived if the checking account maintains an average daily balance (ADB) of $500 or has direct deposit or has a minimum of 10 debit card transactions.
**Price indicated is for CU custom check. Price varies for other designs.
No one ever intends to overdraw an account.
Perhaps you never have, but things happen. A deposit is late. Funds are tight. We get busy and forget to register a purchase in the checkbook. Mistakes happen, and Chartway understands that.
Should there not be enough money in your account for either checks, ACH, ATM, or Debit/POS transactions to clear, Chartway’s Account Protection Program may cover the expense and allow that purchase to go through without delay. You won’t have to experience the embarrassment and frustration of having your debit card transaction declined at check-out due to insufficient funds. With Chartway’s Account Protection Program, we step in and spot you the extra cash to cover your purchases—up to $500.
To opt in to this valuable service for your ATM and debit/POS card transactions, stop by one of our convenient branch locations or call us today. We look forward to serving you.