1 Year Share Certificate
Invest, Gain, Repeat
Everyone wants an investment strategy that works with their lifestyle, and not against it. That’s why Chartway Federal Credit Union’s 1 year share certificates are some of the best personal investment options to date.
Featuring convenient online banking options, flexible term lengths, and a hands-off approach to making dividends, share certificates provide the best strategy for low-risk and high-reward savings account growth.
The benefits of opening a 1 year share certificate through Chartway include:
- Guaranteed returns after 12 months (1 year)
- No risk, high reward payout
- Safe investments backed by the FDIC
- No minimum balance to open
Whether they are saving for retirement, kid’s college, or a fun family vacation, all Chartway members are invited to experience the incredible ‘snowball’ effect of 1 year share certificates.
Chartway 1 Year Share Certificate Frequently Asked Questions
How do I open a 1 year share certificate with Chartway?
Members of Chartway may apply both online, in person, or over the phone to open a 1 year share certificate. Simply specify your optimal fiscal parameters and begin the authorization process immediately.
Can I access the money in my 1 year share certificate anytime I need it?
Once your funds have been locked into a 1 year share certificate, you will not be able to release or withdraw them without a penalty. For more information about share account maturity days and early withdrawal, visit our Member Help Portal here.
How much will I make with a 1 year share certificate?
The amount of interest you will earn on your share certificate depends on several factors, including term length, amount vested, and current APY*. Use Chartway’s helpful share certificate calculator to discover the most accurate numbers for your situation.