Custom Share Account

Invest, rest, and get only the best with Chartway Federal Credit Union’s custom share savings account.

With ready accessibility and 24/7 convenience options, custom share savings accounts are a staple in personal finance for Chartway members of all ages. Both online, direct deposit and mobile banking options round out the many features of this outstanding savings account opportunity.

The benefits of opening a custom share account through Chartway include:

  • Competitive dividends and APY
  • Noticeable financial gains
  • FDIC insurance up to $250,000
  • Safe market growth

A custom share account provides an excellent opportunity for you to house your hard-earned money in a secondary savings account. Whether you’re looking forward to summer vacation, a Christmas spending spree, or simply additional growth, opening a custom share account is a safe and surefire way to achieve personal financial goals both big and small.

Custom Share Accounts Frequently Asked Questions

How much does it cost to open a custom share account?

Opening a custom share account with Chartway is only $5, and will guarantee your membership.

As long as your custom share account remains activated, you’re given access to the perks that accompany Chartway membership, such as online banking services, powerful fraud and identity theft protections, retirement, investment and financial advisors, and financial education opportunities.

To learn more about Chartway and the membership benefits that accompany a custom share account, click here.

How much money do I need to keep in my custom share account to start earning dividends?

Your custom share account will begin earning dividends once the average daily balance reaches $100. Current dividend and APY* rates are available for review here.

To track the growth of your savings account, or to receive additional assistance with calculating dividends, visit our Member Help Portal.

How many transfers from my custom share account can I make per month?

According to Federal Reserve Regulation D, all custom share account holders are limited to no more than six transfers from each savings account per month. These include online, telephone, overdraft, Call-24, and pre-authorized debit transfers.

If you are not sure how this could or will affect your finances moving forward, get clarity by contacting a bank officer at your nearest Chartway branch now.

*APY = Annual Percentage Yield. Fees could reduce earnings on the account (applies only to maintenance or activity fees).

Video banking
Video Banking