Deposit Rates

Certificate Rates

  •  Effective 03-29-2017
Certificate Term Dividend Rate APY1 Minimum Balance Alert Me
60-71 Month 2.05% 2.07% $25,000 and over Receive a notification when this rate changes
1.70% 1.71% $10,000 - $24,999.99 Receive a notification when this rate changes
1.55% 1.56% $500 - $9.999.99 Receive a notification when this rate changes
1.55% 1.56% $100 - $499.99* Receive a notification when this rate changes
48-59 Month 1.70% 1.71% $25,000 and over Receive a notification when this rate changes
1.60% 1.61% $10,000 - $24,999.99 Receive a notification when this rate changes
1.45% 1.46% $500 - $9,999.99 Receive a notification when this rate changes
1.45% 1.46% $100 - $499.99* Receive a notification when this rate changes
36-47 Month 1.65% 1.66% $25,000 and over Receive a notification when this rate changes
1.55% 1.56% $10,000 - $24,999.99 Receive a notification when this rate changes
1.40% 1.41% $500 - $9,999.99 Receive a notification when this rate changes
1.40% 1.41% $100 - $499.99* Receive a notification when this rate changes
24-35 Month 1.40% 1.41% $25,000 and over Receive a notification when this rate changes
1.25% 1.26% $10,000 - $24,999.99 Receive a notification when this rate changes
1.10% 1.10% $500 - $9,999.99 Receive a notification when this rate changes
1.10% 1.10% $100 - $499.99* Receive a notification when this rate changes
18-23 Month 1.20% 1.21% $25,000 and over Receive a notification when this rate changes
1.15% 1.15% $10,000 - $24,999.99 Receive a notification when this rate changes
1.00% 1.00% $500 - $9,999.99 Receive a notification when this rate changes
1.00% 1.00% $100 - $499.99* Receive a notification when this rate changes
12-17 Month 1.10% 1.10% $25,000 and over Receive a notification when this rate changes
1.00% 1.00% $10,000 - $24,999.99 Receive a notification when this rate changes
0.85% 0.85% $500 - $9,999.99 Receive a notification when this rate changes
0.85% 0.85% $100 - $499.99* Receive a notification when this rate changes
6-11 Month 0.70% 0.70% $10,000 and over Receive a notification when this rate changes
0.55% 0.55% $500 - $9.999.99 Receive a notification when this rate changes
0.55% 0.55% $100 - $499.99* Receive a notification when this rate changes
12 Month No Penalty
(Share Certificate Only)
0.45% 0.45% $50,000 and over Receive a notification when this rate changes
0.40% 0.40% $10,000 - $49,999.99 Receive a notification when this rate changes
0.35% 0.35% $500 - $9,999.99 Receive a notification when this rate changes
0.30% 0.30% $100 - $499.99* Receive a notification when this rate changes
The Fees and Charges that will be assessed to the account are reflected in the Disclosure of Fees and Charges. Early Withdrawals are subject to an early withdrawal penalty. Flex Certificates will automatically renew at the lower standard certificate term for the rate in effect on the renewal date, unless the owner(s) notifies the credit union to the contrary on or before the maturity date. Dividends are compounded and credited quarterly. Rates subject to change. Please call (757) 552-1000 or (800) 678-8765 to obtain current rate information.

* Available for Youth Certificates only. Not available for Individual Retirement Accounts. Youth Certificate Accounts are for members under the age of 18. Additional deposits can be made to a youth certificate account to encourage savings. Once the owner turns 19, the additional deposit feature is not available.

Legacy certificates purchased prior to August 1, 2013 will receive a .25% increase over the current rate excluding the $90,000 and above tiers.
  • 1The Annual Percentage Yield (APY) assumes dividends will remain on deposit until Maturity

Money Market Account Rates

  •  Effective 03-29-2017
Dividends APY1 Balanace Requirement Alert Me
0.15% 0.15% $2,500 - $4,999.99 Receive a notification when this rate changes
0.20% 0.20% $5,000.00 - $9,999.99 Receive a notification when this rate changes
0.20% 0.20% $10,000 - $24,999.99 Receive a notification when this rate changes
0.30% 0.30% $25,000.00 - $49,999.99 Receive a notification when this rate changes
0.40% 0.40% $50,000.00 - $99,999.99 Receive a notification when this rate changes
0.40% 0.40% $100,000 + Receive a notification when this rate changes
  • 1APY = Annual Percentage Yield

Checking Rates

  •  Effective 03-29-2017
Dividends APY1 Balance Requirements Alert Me
Access Checking N/A -- -- Receive a notification when this rate changes
Best Value Checking N/A -- -- Receive a notification when this rate changes
Interest Plus Checking 0.15% 0.15% $1,500.00 Receive a notification when this rate changes
Premium Value Checking 0.20% 0.20% $2,500.00 Receive a notification when this rate changes
Legacy Checking
(Grandfathered Account/Not Currently Offered)
0.20% 0.20% $1,000.00 Receive a notification when this rate changes
  • 1APY = Annual Percentage Yield

Share Savings Account Rates

  •  Effective 03-29-2017
Dividends APY1 Balance Requirement Alert Me
Prime Share 0.15% 0.15% $100.00
Custom Share 0.05% 0.05% $100.00
Business Prime Share 0.05% 0.05% $100.00
IRA Share 0.40% 0.40% $100.00
  • 1APY = Annual Percentage Yield


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