Interest Only Home Equity Line

Lock in a Special Introductory Rate!*


Unlock your cash flow to gain more control over your budget with our new Interest Only home equity line of credit (HELOC). Enjoy low monthly payments, with the option of paying only the interest and as much principal as you choose over a 15 year period.* Plus, for a limited time, we're offering a special introductory rate as low as 1.99% APR! That's LOW - even compared to our normal 3.50% APR!

Enjoy these benefits:

  • Quick and easy access to funds
  • Transfer money using Online Banking
  • Borrow up to 100% of your home’s equity
  • No annual fees

The equity you've earned on your home can be used for anything! So whether you're planning a vacation, financing college expenses for you or your children, or making home improvements to add to your home's value, let our Interest Only HELOC help you capitalize on your home's equity today!

Apply Now for the Interest Only Home Equity Loan

Disclosures: *APR = Annual Percentage Rate. This promotion is not available for properties in Texas. Rate is currently as low as 3.50% APR with loan-to-value less than or equal to 80%. Not all borrowers will qualify for the lowest rate. Rates effective 10/17/2016 and may change or end at any time. Promotional rate for new loans only. Promotional rate begins at closing and is available for six months. Terminates at the end of six months and applies to all loan balances, regardless of when the balances were added to the loan. Interest only payments for fifteen years. Minimum equity line or loan of $10,000. Equity lines are variable based on prime and are subject to change after opening. Fees, generally ranging from $300 to $850, may be incurred. Property insurance required. Maximum APR of 18%. Equal housing lender.

TECHTOBER Promotion at Chartway Credit Union

Tech It Out!

This October we're giving you the chance to tech out your home. From robotic vacuum cleaners to smart thermostats, we'll help you save time and energy with even greater savings!* When you open any new loan product or make a mobile deposit now through October 31, you could win one of the following smart-home prizes:

  • iRobot Roomba® 650 Vacuum Cleaner
  • Nest® Learning Thermostat
  • PetChatz® HD
  • Amazon Echo®

Just use the promo code TECHTOBER on your application, and you’ll automatically be entered to win! Participation in this giveaway couldn’t be easier. So don’t wait! Open any new loan product or make a mobile deposit today, and you could tech out your home!

Need help with your mobile deposit? Our FAQs can help!

*Limited time only. No purchase necessary. Restrictions apply. Existing Chartway, HeritageWest, and SouthWest Community loans and lines are not eligible. Offer may change or end at any time without notice. Rates subject to credit qualifications and certain terms and conditions. For more information, please see the Official Rules.


ScoreCard Rewards ScoreBIG Sweepstakes!

Get ready for the biggest rewards event of the year. Chartway is thrilled to announce ScoreCard® Rewards 2016 ScoreBIG Sweepstakes – your chance to win one of 33 awesome prizes! Just use your Chartway Visa® Rewards Card for qualifying purchases, and you’ll automatically be entered to win!*

Over a Million Points in Prizes!

More prizes mean more chances that you could win! Cardholders in good standing will automatically receive one entry for each month through October. Earn additional entries for each eligible transaction made from August 1 – October 31, 2016. Winners can use their points for any of the exciting merchandise or travel on the ScoreCard Rewards website.

  • One (1) Grand Prize: 1,000,000 ScoreCard Bonus Points
  • One (1) First Place Prize: 250,000 ScoreCard Bonus Points
  • One (1) Second Place Prize: 100,000 ScoreCard Bonus Points
  • Five (5) Third Place Prizes: 10,000 ScoreCard Bonus Points
  • Ten (10) Fourth Place Prizes: 7,500 ScoreCard Bonus Points
  • Fifteen (15) Fifth Place Prizes: 5,000 ScoreCard Bonus Points

PLUS, we’ll be giving away one additional prize of 100,000 bonus points to one lucky winner! Participation in the sweepstakes couldn’t be easier. So don’t wait! Start using your Chartway Visa Rewards Card today and increase your odds of winning!

See Official Rules

Spend. Swipe. Save!

Save at the pump with the Fuel Discount Award, and get $0.50 off per gallon up to 20 gallons! Just follow the steps below to start saving today!

  • SPEND - Use your Chartway Visa® Rewards Card for everyday purchases to earn ScoreCard® bonus points.
  • SWIPE - Swipe your Visa rewards card at the beginning of your transaction at a participating BP station pump and redeem points for $0.50 off per gallon up to 20 gallons!
  • SAVE - Your price will roll back at the pump to reflect the discounted price instantly. It's that easy!

For a full list of details and other ScoreCard promotions, visit

*Only at participating BP stations. To locate a participating station near you, visit and enter your zip code. Single use only. Valid up to 20 gallons. Any unused rewards on each purchase are forfeited. May not be valid with other offers. Rewards are earned and redeemable at participating stations with operable electronic transaction networks. Terms and conditions apply. See for details.

Enjoy the benefits of Chartway Federal Credit Union membership today!

No matter where life takes you, Chartway is here to help. Because once you're a member, you're always a member.