Interest Only Home Equity Line

Lock in a Special Introductory Rate!*


Unlock your cash flow to gain more control over your budget with our new Interest Only home equity line of credit (HELOC). Enjoy low monthly payments, with the option of paying only the interest and as much principal as you choose over a 15 year period.* Plus, for a limited time, we're offering a special introductory rate as low as 1.99% APR! That's LOW - even compared to our normal 3.50% APR!

Enjoy these benefits:

  • Quick and easy access to funds
  • Transfer money using Online Banking
  • Borrow up to 100% of your home’s equity
  • No annual fees

The equity you've earned on your home can be used for anything! So whether you're planning a vacation, financing college expenses for you or your children, or making home improvements to add to your home's value, let our Interest Only HELOC help you capitalize on your home's equity today!

Apply Now for the Interest Only Home Equity Loan

Disclosures: *APR = Annual Percentage Rate. This promotion is not available for properties in Texas. Rate is currently as low as 3.50% APR with loan-to-value less than or equal to 80%. Not all borrowers will qualify for the lowest rate. Rates effective 10/17/2016 and may change or end at any time. Promotional rate for new loans only. Promotional rate begins at closing and is available for six months. Terminates at the end of six months and applies to all loan balances, regardless of when the balances were added to the loan. Interest only payments for fifteen years. Minimum equity line or loan of $10,000. Equity lines are variable based on prime and are subject to change after opening. Fees, generally ranging from $300 to $850, may be incurred. Property insurance required. Maximum APR of 18%. Equal housing lender.

Spend. Swipe. Save!

Save at the pump with the Fuel Discount Award, and get $0.50 off per gallon up to 20 gallons! Just follow the steps below to start saving today!

  • SPEND - Use your Chartway Visa® Rewards Card for everyday purchases to earn ScoreCard® bonus points.
  • SWIPE - Swipe your Visa rewards card at the beginning of your transaction at a participating BP station pump and redeem points for $0.50 off per gallon up to 20 gallons!
  • SAVE - Your price will roll back at the pump to reflect the discounted price instantly. It's that easy!

For a full list of details and other ScoreCard promotions, visit

*Only at participating BP stations. To locate a participating station near you, visit and enter your zip code. Single use only. Valid up to 20 gallons. Any unused rewards on each purchase are forfeited. May not be valid with other offers. Rewards are earned and redeemable at participating stations with operable electronic transaction networks. Terms and conditions apply. See for details.

Enjoy the benefits of Chartway Federal Credit Union membership today!

No matter where life takes you, Chartway is here to help. Because once you're a member, you're always a member.