Earn up to $300 in Bonus Cash This Summer!

Chartway is giving you a chance to earn some extra cash. Now through September 30, receive a 1% cash bonus of up to $300 when you open a Chartway Visa® Rewards Credit Card, Auto Loan, or Home Equity Loan!


Visa Rewards Credit Card – Fixed Rates as low as 8.99% APR*

With no annual fees, no cash advance fees, and no balance transfer fees, our Visa Rewards Credit Card truly is the perfect card to have. With features like these, you won’t need another card in your wallet.

  • No annual fee
  • No cash advance fees
  • No balance transfer fees
  • Earn ScoreCard® Rewards on every purchase and redeem points for travel, merchandise, and more
  • Fast approvals

Don't have a Chartway Visa? No problem. Click here to apply now! Have an existing Chartway Visa? Transfer your balance today!


Auto Loan – Rates as low as 1.49% APR*

Whether you’re buying a new car or refinancing an existing loan, our fast approval process and low rates will get you behind the wheel and on the road in no time.

  • No payment for up to 45 days after signing
  • Fast decisions in as little as two hours
  • Low rates and flexible terms
  • High loan-to-value financing

Apply for an Auto loan today


Home Equity Loan – Rates as low as 3.99% APR*

Pay off bills, buy something special you’ve been planning for, or simply remodel and make home improvements to add to your home’s value – It’s completely up to you!

  • Flexible terms and rates to fit your needs

Apply for a Home Equity Loan Today

*APR = Annual Percentage Rate. Limited time only. RESTRICTIONS APPLY. Existing Chartway, HeritageWest and SouthWest Community loans, lines, and credit card balance transfers are not eligible. Offers may change or end at any time without notice. Rates subject to credit qualifications and certain terms and conditions. Not all applicants will qualify for the lowest rate. Any applicable state and/or federal taxes are the sole responsibility of the member. Qualified applicants will receive 1% of their total loans, credit card balance transfers, and/ or advanced lines or loans up to $300. All bonuses will be deposited into member savings accounts within 90 days. Normal underwriting guidelines apply. CREDIT CARD: A fee of 1% will be assessed on all international credit card transactions. AUTO: Minimum auto loan of $7,500. EQUITY: Minimum equity line or loan of $10,000 new money only. Equity lines are variable. Fees, ranging from $300 to $500, may be incurred. Property insurance required. Maximum APR of 18%. Texas residents subject to the Homestead Act. 


Refer a Friend

Share the love of Chartway membership with your friends, family, or coworkers, and we'll deposit $25 into both of your accounts!* All you need is the name and email address of anyone you want to refer. Click below to start referring!

Refer a Friend

*Limited time offer. RESTRICTIONS APPLY. Promotion may change or end at any time without notice. This offer may not be combined with any other offer. The $25 bonus will be credited to each account when your friend joins Chartway Federal Credit Union, HeritageWest Credit Union, or SouthWest Community Credit Union AND opens a checking account. Minimum checking account opening deposit of $15 is required at the time of account opening and cannot be funded by the refer a friend bonus. To qualify, accounts and referrals must occur during the promotional period. Existing checking accounts do not apply. Bonus payments may be taxable and will be paid no later than 90 business days after accounts are opened. Must be 18 years of age. Referred members must meet membership eligibility and account opening criteria. Limit one payment per referred member. Employees of Chartway Federal Credit Union and its divisions are not eligible to participate. For complete details and full disclosures, see a member specialist.

Enjoy the benefits of Chartway Federal Credit Union membership today!

No matter where life takes you, Chartway is here to help. Because once you're a member, you're always a member.