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Chartway will NEVER contact you directly and ask for specific confidential information (login credentials, PIN, card number, etc.). Be aware of fraudulent text and phone scams and take extra precaution. If you are contacted unprompted, please call us at (800) 678-8765. We are here to help keep your accounts safe.

Essential Checking Account
A checking account with no strings attached.

Chartway’s Essential Checking gives you the flexibility and the opportunity you need to build a checking account and get your credit score moving in the right direction. Chartway has the services, the people and the tools you need to enjoy a checking account that works for you, and fits your lifestyle. 

Essential Checking Account


Free Credit Score Monitoring
get on the path to success

Paperless, Online Statements
keep track of your account

Fee Free ATMs
over 55,000 locations nationwide

Extra Perks

Essential Checking gives you access to all the tools and features you need to make the most of your checking account:
  • No Overdraft Fees – For safe, secure checking
  • No Monthly Fee with $500 Direct Deposit and eStatements*
  • Online & Mobile Banking – 24/7 Access to your account
  • Online Bill Pay – Keep your budget in line
  • Person-to-Person Payment – Fast, instant way to make payments with friends

Plus: Get rewarded with a 0.10% APY rate increase on any 12 month+ certificate renewal.

Open an Essential Checking Account

New Members 

If you're not yet a member with Chartway, click the button below to open an Essential Checking Account. 

Current Members

If you're already a Chartway member, click the button below to open an Essential Checking Account.

Recommended For Members With Essential Checking

Your financial well-being is more than just money. It’s security for a brighter future. 

Your credit report is a major factor in your financial well-being. Check out your free Credit Score in Online Banking.

The more you use your debit card, the more you save.