Car Financing Options

With a wide selection of car finance options available, our members can find the right type of loan for virtually any need and budget. At Chartway Federal Credit Union, we strive to offer the best access and benefits such as:

  • Low-interest rates
  • Flexible loan terms
  • High loan-to-value financing options
  • No payment for up to 45 days
  • Fast pre-approval for qualified applicants

If you’re in the market to buy a car or recreational vehicle, allow our specialists to help you find the right loan products for your needs.

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Discover New Auto Loans

With our new auto loans, you can choose the vehicle that fits your needs and remain confident in your purchase. Our team provides one-on-one support and guidance giving you all of the borrowing power you require to make this important decision. Not to mention, it’s a fast and easy process.

Secure Affordable Used Auto Loans

Buying a used car can prove to be a good financial investment for many people. If you thoroughly investigate your options, it’s possible to purchase a used car with competitively low-interest rates, too. Let Chartway help you get affordable financing in place fast.

Explore Recreational Vehicle Loans

Getting out on the road for adventure is easy to do when you choose Chartway Federal Credit Union’s car finance options. That’s right, we offer RV loans for a variety of vehicle types. Motorhomes, boats, ATVs – buy the recreational vehicle that’s right for you. 

Learn About RV Loans

Auto Refinancing

Auto refinancing can be a great car finance option that lowers what you are paying on your vehicle. Depending on the terms and conditions on the auto refinance loan you obtain, it’s possible to decrease your interest rate, lower your monthly car payment, and/or extend or reduce your payment terms.

Car Finance: Investing With Confidence

Chartway Federal Credit Union wants you to be confident in the decisions you are making regarding your car financing. That’s why we offer a range of services to supplement your loan and minimize your risks.

Guaranteed Asset Protection

If you’re purchasing a new auto loan, it may be wise to opt for Guaranteed Asset Protection (GAP). It's low-cost insurance coverage that can cover the value of your car if it’s stolen or declared a total loss. This coverage applies to any difference between what your auto insurance carrier settles with you and the amount you owe to your lender.

Mechanical Repair Coverage

Chartway Federal Credit Union also wants to make sure you're covered for costly repairs through our Mechanical Repair Coverage (MRC). This type of coverage helps to pay for specific repairs on eligible used vehicles. It’s an affordable way to get flexible protection for unexpected vehicle repairs.

Easy Auto Shopping

Chartway Federal Credit Union is empowering drivers like you to get into the car they want. 

With the Chartway Car Buying Service, it’s that much easier. This service, done in partnership with TrueCar, can make the process of shopping for a new or used car far easier to navigate. It takes minutes to find a car and savings opportunities.

Access Flexible, Affordable Car Finance Options With Chartway

With low-interest rates, flexible terms, conditions, and payment schedules, Chartway Federal Credit Union makes it easy for you to finance your vehicle purchase with ease.

Learn More About Car Loan

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