Fresh2020

Take A Fresh Look At Your Finances With Four Great Ways To Save!

It’s a new year and a new decade. Why not take a look at your current finances and
take advantage of these great offers exclusively for our Chartway Members?
Open a New Checking Account and get $100(1)

Choose a LifePlus or Cash Back Checking account, make just 10 purchases with your Visa Debit Card, and we’ll reward you with $100!

Use Promo Code FRESHCHECK20

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Refinance Your Vehicle and get up to $150(2)

Transfer your auto loan balance to Chartway. With our competitive rates, you can lower your paymentand save.

Use Promo Code FRESHREFI20

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Apply for a Visa Signature Rewards Card and get 20,000 + 0%(3)

Do more of what you love and earn unlimited 1.5 points per dollar on all purchases. Plus you’ll receive a limited 0% on balance transfers and ZERO balance transfer fees, which makes bill consolidation a breeze!

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Make the most of your earned equity. Apply for a HELOC(4)

A Home Equity Line of Credit gives you the freedom to make the most of home ownership. Home renovations, education, travel – make that resolution happen in 2020!

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Membership eligibility subject to verification. Federally insured by the National Credit Union Administration. Offers end on 02/29/20. APR = Annual Percentage Rate
1Checking: $5 minimum required to maintain a savings account. $15 minimum required to open LifePlus checking account. To qualify for $100 bonus, open a Cash Back Checking or LifePlus Checking account using promo code FRESHCHECK20, and make ten (10) Visa® debit purchases of $10 or more within 60 days of account opening. Individuals with existing Chartway checking accounts will not qualify. Bonus will be awarded within 60 days of account opening and deposited into Chartway checking account. Account must be in good standing to receive cash incentive. APYs are 0.00-0.30% based on total balance. Any applicable state and/or federal taxes are the sole responsibility of the member.
2Auto: Refinance cash incentive eligibility based on non-Chartway auto loans. Direct refinance vehicle loans only (not indirect and not purchase loans). To qualify for cash incentive, use promo code FRESHREFI20. Incentive paid up to 45 days after on-time first payment into Prime Share account of primary accountholder on loan. Loan amount $10,000-$19,999 = $75 cash. Loan amount $20,000 and above = $150. Please refer to the website for terms.
3Credit Card: Promotional 0% APR for 6 months on balance transfers. Rate is currently 10.74% to 17.89% when you open your account, based on creditworthiness. Not all borrowers will qualify for the lowest rate. Applicants who do not qualify for the Visa® Signature Rewards Card will be reviewed for the Visa® Rewards Card. Rates effective 10/7/19 and may change or end at any time. Promotional rate for new cards only and begins at booking and available for six months. Terminates at the end of six months and applies to all card balances, regardless of when the balances were added to the card. Minimum credit line of $5,000. Credit lines are variable based on prime and subject to change after opening. BONUS POINTS: Flat 20,000 bonus points for spending a minimum cumulative amount of $2,000 within 90 days of opening a new account.
4HELOC: Introductory Rate: APR = Annual Percentage Rate. This product is not available for properties in Texas. Rate is currently as low as 4.75% APR with loan-to-value less than or equal to 80%. Not all borrowers will qualify for the lowest rate. Rates effective 10/7/2019 and may change or end at any time. Promotional rate for new loans only. Promotional introductory rate begins at closing and is available for six months. Terminates at the end of six months and applies to all loan balances, regardless of when the balances were added to the loan. Interest only payments for fifteen years. Minimum equity line or loan of $10,000. Equity lines are variable based on prime and are subject to change after opening. Fees, generally ranging from $300 to $850, may be incurred. Property insurance required. Maximum rate of interest established according to applicable state laws. For second mortgage requests on property/collateral outside of VA, NC, UT, and TX, the applicant is required to have been a member of the credit union for a minimum of 12 months prior to the loan request. Equal housing lender. Please refer to the website for full disclosure.