The length of your auto loan term can vary greatly from 36 months to 84 months or longer. The popularity of longer auto loan terms, like the 72-month auto loan, is growing and for good reason. Longer loan terms allow you to pay less each month which gives you more flexibility in your budget and the ability to purchase a better quality vehicle.
Getting pre-approved for a car loan lessens the stress of shopping for a car, and it could reduce the amount you end up paying for your vehicle by giving you a more solid position when negotiating with dealers
The first time you buy a car will be a momentous occasion. Not only is this the first of many vehicle purchases over the extent of your driving life, but buying a new car is symbolic of the financial responsibility you are capable of wielding.
Securing financing for a used car purchase can be a bit of a challenge, especially when you have so many options to choose from.
Selecting a credit union used union car loan can benefit you in many ways. However, you want to be sure you choose an institution that provides the most advantageous options for your situation while keeping your best interests at heart.
One of the questions that might come up when you’re looking for a new vehicle is whether you should finance a car vs. lease.
Both have their advantages and drawbacks, and we’ll go over the differences between the two here.
Are you on the hunt for auto financing, but wondering how to get a car loan? If so, you want to consider all relevant factors before you sign on the dotted line.
Keep reading to learn seven factors you should think about when you get a car loan.
Shopping for a car is quite a process—you need to balance what you want with what you can afford. On top of that, shopping for financing that will allow you to buy a car is a process all its own, and it can get a little confusing in spots.
Many auto finance options exist and choosing the best one relies on an understanding of how financing a car works. Learn how to finance a car the smart way.
Getting the best deal on automobile financing doesn’t mean accepting the seller’s first offer. To make sure you get the lowest possible interest rate, good dealer incentives, and a monthly payment that works well for you, you will have to do a little legwork—but the effort could save you thousands of dollars. Use the Chartway Car Buying Service powered by TrueCar® and start shopping now!
What is GAP and how does it work? Guaranteed Asset Protection (GAP) is low-cost insurance coverage that supplements standard auto insurance to protect you against financial loss in the event your vehicle is stolen or declared a total insured loss.
What is TrueCar? TrueCar is Chartway’s Car Buying Service that enables our members to communicate with TrueCar Certified Dealers for a great car buying experience.