New Car Loan

Apply today, shop today! A pre-approved auto loan from Chartway is fast and easy.

Use our auto loan calculator to see how various loan terms and amounts will affect your payments. Please note, these payments will vary based on your credit score and credit history.

How much do you want to spend on your vehicle monthly?

Borrow for 60 Months and

you can borrow up to:
Loan Amount

Borrow for 72 Months and

you can borrow up to:
Loan Amount
Payment estimates based on new vehicles (2021 Models) with less than 6,000 miles and no trade-in value or down payment. Payments may vary based on your credit. Auto debit discount of 0.25% APR, and loan to value of less than 90% discount of 0.25% APR. Discounts may not exceed 0.75% APR.

New Auto Loan Features

Each of our new auto loans comes with the following standard features.

  • High LTV (loan to value) ratio
  • Flexible loan terms
  • Low rates
  • Multiple loan amounts
  • No payment for up to 45 days

Additionally, these features are available for qualified applicants:

  • Shop with a pre-approval check in-hand with our Express Auto Checks program

These features make your buying experience hassle-free, allowing you to focus on finding your dream car.

Let Chartway take care of the rest, including getting you the best interest rate and terms for your needs.

Apply Now

New Auto Loan Services

In addition to the above features, we offer additional services with our new car financing. GAP insurance and mechanical repair coverage help protect your investment.

Guaranteed Asset Protection

As much as you’d take care of your new car, accidents can and do happen. If your car is declared a total loss or stolen, you’ll want it not only covered by car insurance but GAP insurance as well.

Guaranteed Asset Protection (GAP) covers the unpaid balance on your new auto loan if that something happens to it. That way, you’ll avoid paying off a balance on a car you no longer own. The monthly cost is minimal, and premiums can be added to your total loan amount.

Coverage and claim limits may apply.

Mechanical Repair Coverage

When it comes to repairs, your vehicle’s manufacturer will likely offer a warranty. However, repairs are often needed after that warranty expires, which is why we recommend getting mechanical repair coverage (MRC).

MRC is competitively priced, and it can be added to your loan’s total amount. The repairs it covers depend on the level of coverage you opt for, and coverage may be canceled, prorated, or transferred if you sell the vehicle. This type of coverage is typically used with new cars, though it may be added on later as long as your car is below a certain mileage.

New Auto Loan Support & Resources

Questions? Concerns? Not certain which new car financing options are best for you? We’ll walk you through the process and help you choose the best new auto loan terms for your situation.

Chartway FCU gladly offers the following services alongside our new auto loans to help you navigate the process:

  • Lease options
  • Payment schedules
  • APR rates
  • Interest rates
  • Online credit applications
  • Leasing vs. buying advice
  • Auto loans

Apply Now

Start Shopping for Your Dream Car!

If you’re still in the process of shopping for the right car, we’re proud to offer you our Chartway Car Buying Service, which is powered by TrueCar. This service helps you locate the right car for the right price, and it even affords you special savings.

Get Pre-Approved For Your New Auto Loan

Chartway offers low fixed rates and flexible loan terms, allowing you to shop for your dream car with zero hassle. Start the pre-approval process now!

Apply Now

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