Personal/Student Loans

Personal loans can be a smart and simple way to get the funds you need.

Chartway offers different personal loan types that are affordable and easy to manage!

Personal Signature Loan

It’s completely up to you how you use this loan.

Make purchases from your wish list, take a vacation, fund a project, or get that root canal. Seriously, you can use your loan funds for things like dental expenses. Personal loans make budgeting easier and could help improve your credit rating. An excellent option!

  • Great rate

  • Terms up to 60 months

  • Loan amounts up to $35,000

  • Fixed, affordable payments

Personal Line of Credit

Tap it, repay it, and reuse it!

Your Chartway personal revolving line of credit can do it all: pay for unexpected expenses, consolidate other balances, or make that must-have purchase.

  • Affordable rate

  • Lines up to $35,000

  • No term limit

  • Low monthly payments

  • No collateral

Some fine print: Available to Chartway members 18 and older. Available for Custom Shares, Prime Shares, and Share Certificates. Money Market account holders may secure a loan only for the last five days of the month, and that loan must be paid off as soon as dividends are paid. Checking, IRA Certificates accounts cannot be used to secure a loan. Loan amounts greater than $10,000 require a disclosure of the purpose of the loan, as required by the Bank Secrecy Act

Private Student Loan

Fill the funding gaps that other sources of financial aid leave open.

With a Chartway private student loan, you know you’re getting the best deal from a lender you can trust. We make borrowing for school easy and affordable: no origination fee, fully-deferred payments while you’re in school, and a convenient line of credit that can be used over multiple years. School’s in session!

  • Must be 18 years or older

  • Must be a U.S. citizen or permanent resident (international students may apply, but the cosigner must be a US citizen or permanent resident who has resided in US for the previous two years)

  • Enrolled at least half-time in a four year degree-granting program at an approved public or private non-profit school and meet the school’s minimum SAP (Satisfactory Academic Progress) criteria

  • Able to pass a credit check (a co-borrower may be necessary in order to meet credit criteria and may also help you qualify for a lower rate)

  • Eligible for Chartway membership (You may apply without being a member of the credit union, but you will need to become a member in order for the loan to be funded.)

Did you know?

The We Promise Foundation hosted the first annual Putting for Promises Golf Tournament (2016) in Lehi, Utah and raised $53,000 to make dreams come true for children battling life-threatening illnesses in Chartway communities.

More about We Promise Foundation

I have my auto loan there and they offer skip payments several times a year that makes it handy if you need extra money for other things.

Today’s Rates

Personal/Student Loan Rates
  •  Effective 07-26-2017
Term APR (as low as)1 Alert Me
Signature Loan Up to 60 Months 11.99% Receive a notification when this rate changes
Line of Credit Revolving Account 11.99% Receive a notification when this rate changes
Shared & Certificate Secured Loans Up to 144 Months 3% above the highest tiered rate Receive a notification when this rate changes
  • 1Annual Percentage Rate.


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