Dreaming of a new kitchen? Dreading the cost of roof repairs? Drawing up plans for art school? Drooling over a rare, vintage guitar?
Tap into your home’s equity and Chartway can help make your plans affordable. Funds from your home equity financing can be used for anything, so think big!
Let us help you find a loan or line of credit option that works best for you. We’ve got great rates, flexible terms, and your interest may be tax deductible.*
Like a credit card, this variable-rate revolving line of credit lets you borrow the amount you need, when you need it. You pay interest on only the amount you've advanced from your line. At Chartway, we even have a HELOC fixed-rate option for more payment flexibility.
A home equity loan or second mortgage is an installment loan that comes with a fixed rate.* It's perfect if you prefer the consistency of a set rate and steady monthly payment.
*Consult your tax advisor. Some restrictions may apply. For complete details and full disclosures, contact us today.
Home Equity Rates
|Term||Max LTV1||APR (As Low As )2||Alert Me|
|Equity Loan||Up to 240 mos||100%||4.14%||Receive a notification when this rate changes|
|Variable with Fixed Rate Option3||--||100%||3.75%||Receive a notification when this rate changes|
|Fixed Rate Option2||Up to 180 mos||--||4.14%||Receive a notification when this rate changes|
|Click here for Required Disclosures
Requests for maximum LTV will be considered on a case-by-case basis. Up to 100% LTV financing is available on single family detached residences, and is based on credit qualifications. All rates and terms quoted above apply to properties that are occupied by the borrower.
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