LiveNow Debit Account

LiveNow Debit Card

Our LiveNow Debit Card gives you the freedom to use your money when you want, the way you want—without worrying about checks bouncing or fees piling up. Use your card for everyday living expenses or for extraordinary life experiences. Whatever you choose, the LiveNow Debit Card will help you stay on track. This debit-only account has all the benefits of a checking account like online and mobile banking, Bill Pay, and direct deposit, but there are no overdraft fees. When the money you’ve budgeted is spent, it’s gone—until you deposit more.

Use your LiveNow Debit Card for your everyday purchases and subscriptions without the worry that you will overspend on your account.

LiveNow Debit Card features:

  • No minimum monthly balance required
  • No monthly maintenance fees
  • Free Visa® Debit Card
  • Free Bill Pay, Mobile and Online Banking with eStatements
  • Direct deposit
  • Access to over 25,000 ATM’s nationwide through Co-Op Network®

Who’s qualified:

  • Must be a Chartway member and have a Prime Share account (Not a member? Become a member today!)
  • Must be 13 years or older

*Membership eligibility subject to verification.

Open a LiveNow Account

LiveNow Account Features

This debit-only account has most of the benefits you expect in a checking account, just without checks or fees!

*Message and data rates may apply.

Make the Switch to Chartway

Switching your checking account to Chartway is as easy as 1-2-3!

1. Open your new Chartway account

Take care of your new account first, and it’ll be a smooth move from your old one.

  • Call — We can open your new account over the phone. Give us a call at (800) 678-8765 and we'll take care of it!
  • Click — It's easy and quick to open your account online. Our system will walk you through each step.
  • Visit — Stop by your neighborhood Chartway branch. We'd love to see you and open your new account!

2. Set up Direct Deposit

No more paper paychecks! With direct deposit, your money goes right into your Chartway account! Provide your employer with your new Chartway account number and routing number.

If you are a Federal employee, including military, start with Sign-Up Form 1199A. If you're employed at a private company, contact your payroll or Human Resources department to get things started.

3. Close your old checking account

Redirect your automatic payments/debits to your new Chartway account. Don't forget loan payments, insurance premium payments, utility payments, membership dues, donations, and any other recurring debits to your account.

Let your outstanding checks clear from your old account. 

Once all activity has been phased out, contact your prior financial institution, and request that the account be closed.

Set Up Direct Deposit

It's easy to set up direct deposit to your Chartway account!

If you need help identifying which numbers to enter, please feel free to call us for help. If the account number and routing number are not entered correctly, your deposit may fail.

Checking

To deposit your paycheck into your checking account, use your checking account number. Your checking account number is different from your member number. Do not use your member number. Your account number can be found on the MICR line at the bottom of your Chartway checks. You can also locate your account number by logging in to our online banking system and looking under the INFO tab next to the account you designate for your direct deposit. Your Account Number (ACH) is listed at the bottom.

You will also need to provide your employer with the Chartway routing/transit number. This number is 251481614 and can also be found on the MICR line at the bottom of your Chartway checks.

When you use our direct deposit, we’ll deposit your paycheck into your account as soon as we get it – which could be 1-3 days earlier than you received it before.

Direct Deposit Sign-Up Instructions

Follow these three easy steps to get started with direct deposit.

Savings

To set up direct deposit for your savings account, please follow the instructions on the Share Savings page.

Details and Disclosures

Some restrictions may apply. For complete details and full disclosures, please see a Member Specialist. View all required disclosures.