Visa Secured Credit Card

Ways a Visa Secured Credit Card Can Help You

Start Making
History

If you don't have a credit score, regular payments can get you on the map or turn bad credit around.

Possible Upgrade
in 6 Months

Get an account review to see if you qualify for an unsecured card, and free up your savings.

Earn Rewards on
Purchases

For every $1 you spend, you'll get 1 reward point to redeem on travel, shopping, cash, and more.

Pay Zero Annual
Fees

No surprise fees each year and free cash advances — just pay interest on the money you borrow.

Competitive Rates to Get You Started on Your Credit Journey

Rate as of: 07-23-2021

CARD TYPE
RATE TYPE
APR* AS LOW AS
ANNUAL FEE
BEST FOR
Visa Secured Credit Card
Variable
15.99%
$0
People who want to build or improve their credit score.
CARD TYPE
Visa Secured Credit Card
RATE TYPE
Variable
APR* AS LOW AS
15.99%
ANNUAL FEE
$0
BEST FOR
People who want to build or improve their credit score.

*This APR will vary with the market based on the Prime Rate. Learn More About Our Credit Card Offers.

Get Started

“Chartway Federal Credit Union was great. No Issues with obtaining financing since I had my previous loan with them. Always an enjoyable experience.”

- Kamil, April 2, 2021.

“Been a member for about 3 years! When I walk in they know who I am. They are helpful with my questions and friendly as individuals. I'm proud to be a regular member.”

- Jessica Giordano, 2019.

More Ways We Can Help You Get Credit

Visa Preferred Rate

Visa Preferred Rate

With an APR**** starting at just 6.99%, this card is ideal for people who want a source of revolving credit.

Learn More

Visa Rewards

Visa Rewards

Pay 0% interest on balance transfers for the first 12 months then enjoy a low APR starting at 8.99%.**

Learn More

Visa Signature Rewards

Visa Signature Rewards

Earn 1.5 rewards for each dollar you spend and pay no foreign transaction fees. APR starts at 9.99%***

Learn More

All Chartway credit cards offer a 15-day grace period and a low $25 late payment fee.

**APR = Annual Percentage Rate. Rate is currently 8.99% to 17.89% when you open your account, based on your creditworthiness. Not all borrowers will qualify for the lowest rate. Applicants who do not qualify for the Visa Rewards Card will be reviewed for the Visa Secured Card. Rates effective 6/15/21 and may change or end at any time.

***Introductory 0% APR* on Balance Transfers for 12 months on balance transfers within the first 90 days. After the first 12 months, rates will range from 9.99% to 17.89% APR.

****Variable APR from 6.99% to 18%.

FAQs about Chartway Visa Secured Credit Cards

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