Visa Preferred Rate Credit Card

Why You Deserve a Visa Preferred Rate Credit Card

Great Source of Revolving Credit

Purchase what you need and pay it back when it suits you at a low interest rate.

Build an Excellent Credit Score

Paying off your card frequently is an easy way to show a low debt to credit ratio.

Enjoy 12 months of 0% interest

Transfer your balance from another card and pay no interest for a year, with only a one time 2% fee.

Low Interest to Give You Extra Purchasing Power

Rate as of: 11-29-2021

CARD TYPE
RATE TYPE
APR* AS LOW AS
ANNUAL FEE
BEST FOR
Visa Preferred Rate Credit Card
Variable
6.99%
$0
Members who want to gain a source of revolving credit, build credit, and enjoy the lowest interest rates.
CARD TYPE
Visa Preferred Rate Credit Card
RATE TYPE
Variable
APR* AS LOW AS
6.99%
ANNUAL FEE
$0
BEST FOR
Members who want to gain a source of revolving credit, build credit, and enjoy the lowest interest rates.

*This APR will vary with the market based on the Prime Rate. Learn More About Our Credit Card Offers.

Get Started

“Chartway Federal Credit Union was great. No Issues with obtaining financing since I had my previous loan with them. Always an enjoyable experience.”

- Kamil, April 2, 2021.

“I love Chartway customer service. Everyone greets with a smile and my money is well protected.”

- LeRoi Boyd, August 2020.

More Credit Cards to Suit Your Preference

Visa Rewards

Visa Rewards

Pay 0% interest on balance transfers for the first 12 months then enjoy a low APR starting at 8.99%.**

Learn More

Signature Rewards

Visa Rewards

Earn 1.5 rewards for each dollar you spend and pay no foreign transaction fees. APR starts at 9.99%***

Learn More

Visa Secured

Visa Rewards

Use the funds in your share account to help build credit. Earn 1 reward point for every dollar you spend.

Learn More

All Chartway credit cards offer a 15-day grace period and a low $25 late payment fee.

**APR = Annual Percentage Rate. Rate is currently 8.99% to 17.89% when you open your account, based on your creditworthiness. Not all borrowers will qualify for the lowest rate. Applicants who do not qualify for the Visa Rewards Card will be reviewed for the Visa Secured Card. Rates effective 6/15/21 and may change or end at any time.

***Introductory 0% APR* on Balance Transfers for 12 months on balance transfers within the first 90 days. After the first 12 months, rates will range from 9.99% to 17.89% APR.

****Variable APR from 6.99% to 17.89%.

FAQs about Chartway Visa Preferred Rate Credit Cards

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