You may not know how hackers and viruses could affect you. If your computer is attacked by a hacker or virus, you could lose important personal information or software stored on your hard drive. You also could lose valuable time while you try to repair the damage.

If you use a high-speed connection to access the Internet, here are a few tips that can help protect you against viruses and hackers:

Use Anti-Virus Software
Most viruses enter a computer hidden in a seemingly innocent program, often as an attachment to an e-mail. A virus can result in lost data or require costly repairs to your system. You can avoid these risks by installing and using software that scans your computer and your incoming e-mail for viruses, and then deletes them.

Install a Firewall
A firewall is software or hardware designed to block hackers from accessing your computer. A properly configured firewall masks your IP address, making it tougher for hackers to locate your computer. Firewalls are designed to prevent hackers from getting into your programs and files.

Don't Fall for a Fibbing E-mail
Most viruses won't damage your computer unless you open the e-mail attachment that includes the virus. So hackers often lie to get you to open the attachments. The e-mail may appear to come from a friend or colleague, or it may have an appealing file name, like "Fwd: FUNNY TEXT" or "As per your request!" It could also appear to link to a Website or promise to clean a virus off your computer if you open it. Don't open an e-mail attachment - even if it appears to be from a friend or coworker - unless you are expecting it or know what it contains. If you send an e-mail with an attached file, include a text message explaining what it is.

Use Strong Passwords
Hackers may try to steal your passwords to gain access to the personal information stored on your computer. To make it tougher for them, use passwords that have at least eight characters and include numerals or symbols. Avoid common words; some hackers use programs that can try every word in the dictionary. Also, don't use your personal information, your login name or adjacent keys on the keyboard as passwords.

Back Up Important Files
If you follow these tips, you'll reduce the chances of falling victim to a hacker or virus. But no system is completely secure. If you have important files stored on your computer, copy them onto a removable disc, and store them in a safe place.

Report Serious Incidents
Report incidents to the FBI at www.ic3.gov/complaint . For them to fight computer criminals, you need to report incidents.
Content supplied by: Federal Trade Commision - Facts for Consumers. [Full text version]