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Chartway Checking: Student Checking

Chartway understands that one of the most important words in a student’s vocabulary is…”FREE,” so Chartway created a Student Checking Account that will work within your budget. With eStatements, you pay no minimum balance and no monthly service fee. And you’ll enjoy unlimited check writing and free ATM transactions at all Chartway locations! In addition, we offer full-time college students who are 18 years of age or older a Chartway Visa® credit card!

Product Features
  • Must be age 15 or older and a full-time student*
  • Student Credit Card – Low Fixed Rates**
  • No Minimum Balance Required
  • No Monthly Service Fee
  • First Order of Checks Free
  • Unlimited Check Writing with No Per Check Fee
  • Free Transactions at Chartway ATM Locations
  • No Annual Fee Check Card
  • Free Overdraft Protection Available
  • Free Bill Payer***

Requirements
  • Must be a Chartway member (have a Prime Share account)
  • Must be 15 years of age and a full-time student 
  • $1.00 minimum deposit to open account  
  • Must utilize eStatements
  • Must utilize eBranch (Internet Banking)

As part of the account process, Chartway Federal Credit Union may require a consumer report (credit report) from a credit reporting agency and/or ChexSystems.

*Must be a full-time student, 15 years or older in a public or private school. Applicants under 18 must have parent or guardian as a joint account owner.

** Card applicant must be 18 years or older. Subject to approval. Annual Percentage Rate based on credit qualifications and subject to change.

***Requires eStatements enrollment and payment of at least three (3) bills per month. Monthly fee of $4.95 will be assessed otherwise. Fee is waived with Premier or Elite 50 Plus Checking.

Federal Reserve Regulation D restricts transfers from savings to no more than six per month. These transfers include overdraft transfers, pre-authorized ACH debits, phone transfers, eBranch Internet Banking and Call-24 transfers.

   
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