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Chartway Checking: Premier Checking

You deserve the best  - and that’s what our Premier Checking is all about!  Just as the name implies, you’ll have VIP status with priority call routing, loan discounts, credit card incentives, bonus certificate dividends, exclusive checks and Check Card. It’s everything you could ever want in a checking account.

Product Features
  • Free Checks*
  • Free overdraft protection**
  • Free Bill Payer***
  • 1% annual percentage rate (APR) discount on all Chartway credit cards
  • 1/4% APR discount on auto loans with automatic payment****
  • Earns quarterly dividends with an ADB of $2,500+
  • 1/4% bonus dividend rate on certificates
  • Free ScoreCard Rewards
  • Priority call routing *****
  • Exclusive Check Card and custom check design
  • Free Money Orders
  • Free Cashiers and Travelers Checks

Requirements
  • Must be a Chartway member (have a Prime Share account) 
  • $5,000.00 minimum ADB to avoid monthly service fee ($20) 
  • Must be 18 years of age or older
  • $1.00 minimum deposit to open account
  • Direct Deposit required to avoid monthly fee

As part of the account process, Chartway Federal Credit Union may require a consumer report (credit report) from a credit reporting agency and/or ChexSystems.

Direct Deposit required with Premier Checking.  A $20 monthly fee is also assessed if account does not have direct deposit after two concurrent statement periods. 

*With monthly direct deposit of $500.00 or more
**Funds are pulled from Prime Share account
***Requires eStatements enrollment and payment of at least three (3) bills a month. Otherwise, the $4.95 monthly fee will be assessed. Fee is waived with Premier or Elite 50 Plus Checking
****Excludes existing auto loans
*****Members must input their account number when prompted.  Call wait time dependent on number of representatives available, volume of calls, and length of service for each call

Federal Reserve Regulation D restricts transfers from savings to no more than six per month. These transfers include overdraft transfers, pre-authorized ACH debits, phone transfers, eBranch Internet Banking and Call-24 transfers.

   
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