Like all of our Choice Checking Accounts, Preferred Plus offers free Overdraft Protection and free Image Checks, along with a Chartway Visa® Check Card with no monthly fee. In addition, Preferred Plus features advantages that could affect your personal bottom line, including a 1/4% bonus dividend rate on Share Certificates and up to 1% cash back on Chartway Credit Card purchases.
As part of the account process, Chartway Federal Credit Union may require a consumer report (credit report) from a credit reporting agency and/or ChexSystems.
*With monthly direct deposit of $500.00 or more
**Funds are pulled from Prime Share account
***Requires eStatements enrollment and payment of at least three (3) bills a month. Otherwise, the $4.95 monthly fee will be assessed. Fee is waived with Premier or Elite 50 Plus Checking
****Excludes existing auto loans
Federal Reserve Regulation D restricts transfers from savings to no more than six per month. These transfers include overdraft transfers, pre-authorized ACH debits, phone transfers, eBranch Internet Banking and Call-24 transfers.