Preferred Checking

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Chartway Checking: Preferred Checking

Chartway's Preferred Checking account was built for those members who like discounts. This account gets you a discount on auto loan rates with automatic payment.

Product Features

Free checks*
Free overdraft protection**
Free Bill Payer***
1% annual percentage rate (APR) discount on all Chartway credit cards
1/4% APR discount on auto loans with automatic payment****
Earns quarterly dividends with an ADB of $2,500+

Requirements

Must be a Chartway member (have a Prime Share account)
$1,000.00 minimum ADB to avoid monthly service fee ($8)
Must be 18 years of age or older
$1.00 to open account

As part of the account process, Chartway Federal Credit Union may require a consumer report (credit report) from a credit reporting agency and/or ChexSystems.

*With monthly direct deposit of $500.00 or more
**Funds are pulled from Prime Share account
***Requires eStatements enrollment and payment of at least three (3) bills a month. Otherwise, the $4.95 monthly fee will be assessed. Fee is waived with Premier or Elite 50 Plus Checking
****Excludes existing auto loans

Federal Reserve Regulation D restricts transfers from savings to no more than six per month. These transfers include overdraft transfers, pre-authorized ACH debits, phone transfers, eBranch Internet Banking and Call-24 transfers.